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Buying a home in Senoia, Georgia

The typical owner-occupied home in Senoia is worth about $440,800, 45% above the Georgia median of $303,300 and 32% above the national median of $332,700. Owners pay a median $3,779 a year in property taxes, about 0.86% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $124,964 a year, so the median home costs 3.5 times the median income (3.9 times for Georgia). 98% of occupied homes here are lived in by their owners, and 81% of those owners still have a mortgage.

Senoia at a glance

Senoia Georgia U.S.
Median home value $440,800 $303,300 $332,700
Median property tax paid per year $3,779 $2,341 $3,119
Property tax as a share of value 0.86% 0.77% 0.94%
Median household income $124,964 $77,353 $80,734
Homes lived in by their owners 98% 66% 65%
Owner homes with a mortgage 81% 63% 61%
Median monthly costs, owners with a mortgage $2,174 $1,783 $1,963
Those costs as a share of the owners' income 21.2% 20.0% 21.0%
Median rent – $1,393 $1,413
Median year homes were built 2005 1992 1980
Vacant homes 3.2% 10.3% 10.1%
Population 5,589 10,940,407 334,922,499

What a typical home costs per month in Senoia

At this week's average 30-year rate of 7.11%, buying the median Senoia home of $440,800 with 20% down costs about $2,872 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,606, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $123,077 for the 20%-down payment. That payment is 28% of the median Senoia household income of $124,964; at that income and 20% down, the 28% guideline points to a home of about $448,000.

20% down, 30-year conventional loan
Down payment$88,160
Loan amount$352,640
Principal and interest$2,372
Property taxes (0.86% a year)$316
Homeowners insurance (our estimate, 0.5% a year)$184
PMI$0
Total per month$2,872

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3.5% down, 30-year FHA loan
Down payment$15,428
Loan amount$432,816
Principal and interest$2,912
Property taxes (0.86% a year)$316
Homeowners insurance (our estimate, 0.5% a year)$184
FHA mortgage insurance$195
Total per month$3,606

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Questions about home buying in Senoia

What is the median home value in Senoia?

About $440,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Senoia?

Homeowners pay a median $3,779 a year, which is about 0.86% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Senoia?

For the median home with 20% down at 7.11%, the payment is about $2,872 a month. Keeping that under 28% of gross income takes about $123,077 a year.

More about Senoia

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data