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Buying a home in Appling, Georgia

The typical owner-occupied home in Appling is worth about $299,300, about the same as the Georgia median of $303,300 and 10% below the national median of $332,700. Owners pay a median $2,146 a year in property taxes, about 0.72% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $88,309 a year, so the median home costs 3.4 times the median income (3.9 times for Georgia). 92% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Appling at a glance

Appling Georgia U.S.
Median home value $299,300 $303,300 $332,700
Median property tax paid per year $2,146 $2,341 $3,119
Property tax as a share of value 0.72% 0.77% 0.94%
Median household income $88,309 $77,353 $80,734
Homes lived in by their owners 92% 66% 65%
Owner homes with a mortgage 48% 63% 61%
Median monthly costs, owners with a mortgage $1,744 $1,783 $1,963
Those costs as a share of the owners' income 9.0% 20.0% 21.0%
Median rent – $1,393 $1,413
Median year homes were built 1984 1992 1980
Vacant homes 0.0% 10.3% 10.1%
Population 702 10,940,407 334,922,499

What a typical home costs per month in Appling

At this week's average 30-year rate of 7.11%, buying the median Appling home of $299,300 with 20% down costs about $1,915 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,414, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $82,072 for the 20%-down payment. That payment is 26% of the median Appling household income of $88,309; at that income and 20% down, the 28% guideline points to a home of about $322,000.

20% down, 30-year conventional loan
Down payment$59,860
Loan amount$239,440
Principal and interest$1,611
Property taxes (0.72% a year)$180
Homeowners insurance (our estimate, 0.5% a year)$125
PMI$0
Total per month$1,915

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3.5% down, 30-year FHA loan
Down payment$10,476
Loan amount$293,879
Principal and interest$1,977
Property taxes (0.72% a year)$180
Homeowners insurance (our estimate, 0.5% a year)$125
FHA mortgage insurance$132
Total per month$2,414

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Questions about home buying in Appling

What is the median home value in Appling?

About $299,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Appling?

Homeowners pay a median $2,146 a year, which is about 0.72% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Appling?

For the median home with 20% down at 7.11%, the payment is about $1,915 a month. Keeping that under 28% of gross income takes about $82,072 a year.

More about Appling

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data