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Buying a home in Funston, Georgia

The typical owner-occupied home in Funston is worth about $101,300, 67% below the Georgia median of $303,300 and 70% below the national median of $332,700. Owners pay a median $835 a year in property taxes, about 0.82% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $60,938 a year, so the median home costs 1.7 times the median income (3.9 times for Georgia). 76% of occupied homes here are lived in by their owners, and 40% of those owners still have a mortgage.

Funston at a glance

Funston Georgia U.S.
Median home value $101,300 $303,300 $332,700
Median property tax paid per year $835 $2,341 $3,119
Property tax as a share of value 0.82% 0.77% 0.94%
Median household income $60,938 $77,353 $80,734
Homes lived in by their owners 76% 66% 65%
Owner homes with a mortgage 40% 63% 61%
Median monthly costs, owners with a mortgage $753 $1,783 $1,963
Those costs as a share of the owners' income 36.3% 20.0% 21.0%
Median rent $1,000 $1,393 $1,413
Rent as a share of renters' income 27.1% 31.3% 30.6%
Median year homes were built 1986 1992 1980
Vacant homes 16.2% 10.3% 10.1%
Population 732 10,940,407 334,922,499

What a typical home costs per month in Funston

At this week's average 30-year rate of 7.11%, buying the median Funston home of $101,300 with 20% down costs about $657 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $825, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,140 for the 20%-down payment. That payment is 13% of the median Funston household income of $60,938; at that income and 20% down, the 28% guideline points to a home of about $219,000.

The median rent here is $1,000 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$20,260
Loan amount$81,040
Principal and interest$545
Property taxes (0.82% a year)$69
Homeowners insurance (our estimate, 0.5% a year)$42
PMI$0
Total per month$657

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3.5% down, 30-year FHA loan
Down payment$3,546
Loan amount$99,465
Principal and interest$669
Property taxes (0.82% a year)$69
Homeowners insurance (our estimate, 0.5% a year)$42
FHA mortgage insurance$45
Total per month$825

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Questions about home buying in Funston

What is the median home value in Funston?

About $101,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Funston?

Homeowners pay a median $835 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Funston?

For the median home with 20% down at 7.11%, the payment is about $657 a month. Keeping that under 28% of gross income takes about $28,140 a year.

More about Funston

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data