The typical owner-occupied home in Ball Ground is worth about $366,300, 21% above the Georgia median of $303,300 and 10% above the national median of $332,700. Owners pay a median $2,622 a year in property taxes, about 0.72% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $117,829 a year, so the median home costs 3.1 times the median income (3.9 times for Georgia). 85% of occupied homes here are lived in by their owners, and 78% of those owners still have a mortgage.
Ball Ground at a glance
| Ball Ground | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $366,300 | $303,300 | $332,700 |
| Median property tax paid per year | $2,622 | $2,341 | $3,119 |
| Property tax as a share of value | 0.72% | 0.77% | 0.94% |
| Median household income | $117,829 | $77,353 | $80,734 |
| Homes lived in by their owners | 85% | 66% | 65% |
| Owner homes with a mortgage | 78% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,872 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 18.8% | 20.0% | 21.0% |
| Median rent | $1,344 | $1,393 | $1,413 |
| Rent as a share of renters' income | 20.6% | 31.3% | 30.6% |
| Median year homes were built | 2007 | 1992 | 1980 |
| Vacant homes | 2.9% | 10.3% | 10.1% |
| Population | 2,856 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Ball Ground
At this week's average 30-year rate of 7.11%, buying the median Ball Ground home of $366,300 with 20% down costs about $2,344 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,954, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $100,445 for the 20%-down payment. That payment is 24% of the median Ball Ground household income of $117,829; at that income and 20% down, the 28% guideline points to a home of about $430,000.
The median rent here is $1,344 a month, so owning the median home costs about $1,000 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $73,260 |
|---|---|
| Loan amount | $293,040 |
| Principal and interest | $1,971 |
| Property taxes (0.72% a year) | $220 |
| Homeowners insurance (our estimate, 0.5% a year) | $153 |
| PMI | $0 |
| Total per month | $2,344 |
Change the numbers in the calculator
| Down payment | $12,820 |
|---|---|
| Loan amount | $359,665 |
| Principal and interest | $2,419 |
| Property taxes (0.72% a year) | $220 |
| Homeowners insurance (our estimate, 0.5% a year) | $153 |
| FHA mortgage insurance | $162 |
| Total per month | $2,954 |
Change the numbers in the calculator
Questions about home buying in Ball Ground
What is the median home value in Ball Ground?
About $366,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Ball Ground?
Homeowners pay a median $2,622 a year, which is about 0.72% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Ball Ground?
For the median home with 20% down at 7.11%, the payment is about $2,344 a month. Keeping that under 28% of gross income takes about $100,445 a year.
More about Ball Ground
- Mortgage Refinance in Ball Ground
- Debt Relief in Ball Ground
- Home Equity Loans in Ball Ground
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data