Home / Home Buying by state / Georgia / Chattooga County / Trion

Buying a home in Trion, Georgia

The typical owner-occupied home in Trion is worth about $127,700, 58% below the Georgia median of $303,300 and 62% below the national median of $332,700. Owners pay a median $1,003 a year in property taxes, about 0.79% of their home's value, close to the Georgia rate of 0.77%. The median household earns $48,750 a year, so the median home costs 2.6 times the median income (3.9 times for Georgia). 60% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.

Trion at a glance

Trion Georgia U.S.
Median home value $127,700 $303,300 $332,700
Median property tax paid per year $1,003 $2,341 $3,119
Property tax as a share of value 0.79% 0.77% 0.94%
Median household income $48,750 $77,353 $80,734
Homes lived in by their owners 60% 66% 65%
Owner homes with a mortgage 39% 63% 61%
Median monthly costs, owners with a mortgage $1,298 $1,783 $1,963
Those costs as a share of the owners' income 19.7% 20.0% 21.0%
Median rent $770 $1,393 $1,413
Rent as a share of renters' income 29.5% 31.3% 30.6%
Median year homes were built 1955 1992 1980
Vacant homes 14.3% 10.3% 10.1%
Population 2,033 10,940,407 334,922,499

What a typical home costs per month in Trion

At this week's average 30-year rate of 7.11%, buying the median Trion home of $127,700 with 20% down costs about $825 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,037, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $35,337 for the 20%-down payment. That payment is 20% of the median Trion household income of $48,750; at that income and 20% down, the 28% guideline points to a home of about $176,000.

The median rent here is $770 a month, so owning the median home costs about $55 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$25,540
Loan amount$102,160
Principal and interest$687
Property taxes (0.79% a year)$84
Homeowners insurance (our estimate, 0.5% a year)$53
PMI$0
Total per month$825

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$4,470
Loan amount$125,387
Principal and interest$843
Property taxes (0.79% a year)$84
Homeowners insurance (our estimate, 0.5% a year)$53
FHA mortgage insurance$56
Total per month$1,037

Change the numbers in the calculator

Questions about home buying in Trion

What is the median home value in Trion?

About $127,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Trion?

Homeowners pay a median $1,003 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Trion?

For the median home with 20% down at 7.11%, the payment is about $825 a month. Keeping that under 28% of gross income takes about $35,337 a year.

More about Trion

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data