The typical owner-occupied home in Keysville is worth about $49,400, 84% below the Georgia median of $303,300 and 85% below the national median of $332,700. Owners pay a median $383 a year in property taxes, about 0.78% of their home's value, close to the Georgia rate of 0.77%. 85% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.
Keysville at a glance
| Keysville | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $49,400 | $303,300 | $332,700 |
| Median property tax paid per year | $383 | $2,341 | $3,119 |
| Property tax as a share of value | 0.78% | 0.77% | 0.94% |
| Median household income | – | $77,353 | $80,734 |
| Homes lived in by their owners | 85% | 66% | 65% |
| Owner homes with a mortgage | 43% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $694 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 40.7% | 20.0% | 21.0% |
| Median rent | – | $1,393 | $1,413 |
| Median year homes were built | 1977 | 1992 | 1980 |
| Vacant homes | 13.6% | 10.3% | 10.1% |
| Population | 297 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Keysville
At this week's average 30-year rate of 7.11%, buying the median Keysville home of $49,400 with 20% down costs about $319 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $401, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $13,652 for the 20%-down payment.
| Down payment | $9,880 |
|---|---|
| Loan amount | $39,520 |
| Principal and interest | $266 |
| Property taxes (0.78% a year) | $32 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| PMI | $0 |
| Total per month | $319 |
Change the numbers in the calculator
| Down payment | $1,729 |
|---|---|
| Loan amount | $48,505 |
| Principal and interest | $326 |
| Property taxes (0.78% a year) | $32 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| FHA mortgage insurance | $22 |
| Total per month | $401 |
Change the numbers in the calculator
Questions about home buying in Keysville
What is the median home value in Keysville?
About $49,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Keysville?
Homeowners pay a median $383 a year, which is about 0.78% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Keysville?
For the median home with 20% down at 7.11%, the payment is about $319 a month. Keeping that under 28% of gross income takes about $13,652 a year.
More about Keysville
- Mortgage Refinance in Keysville
- Debt Relief in Keysville
- Home Equity Loans in Keysville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data