The typical owner-occupied home in Portal is worth about $85,000, 72% below the Georgia median of $303,300 and 74% below the national median of $332,700. Owners pay a median $727 a year in property taxes, about 0.86% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $62,083 a year, so the median home costs 1.4 times the median income (3.9 times for Georgia). 62% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Portal at a glance
| Portal | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $85,000 | $303,300 | $332,700 |
| Median property tax paid per year | $727 | $2,341 | $3,119 |
| Property tax as a share of value | 0.86% | 0.77% | 0.94% |
| Median household income | $62,083 | $77,353 | $80,734 |
| Homes lived in by their owners | 62% | 66% | 65% |
| Owner homes with a mortgage | 36% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $1,288 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 21.6% | 20.0% | 21.0% |
| Median rent | $779 | $1,393 | $1,413 |
| Rent as a share of renters' income | 16.2% | 31.3% | 30.6% |
| Median year homes were built | 1977 | 1992 | 1980 |
| Vacant homes | 13.1% | 10.3% | 10.1% |
| Population | 646 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Portal
At this week's average 30-year rate of 7.11%, buying the median Portal home of $85,000 with 20% down costs about $554 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $695, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,733 for the 20%-down payment. That payment is 11% of the median Portal household income of $62,083; at that income and 20% down, the 28% guideline points to a home of about $222,000.
The median rent here is $779 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $17,000 |
|---|---|
| Loan amount | $68,000 |
| Principal and interest | $457 |
| Property taxes (0.86% a year) | $61 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| PMI | $0 |
| Total per month | $554 |
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| Down payment | $2,975 |
|---|---|
| Loan amount | $83,460 |
| Principal and interest | $561 |
| Property taxes (0.86% a year) | $61 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| FHA mortgage insurance | $38 |
| Total per month | $695 |
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Questions about home buying in Portal
What is the median home value in Portal?
About $85,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Portal?
Homeowners pay a median $727 a year, which is about 0.86% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Portal?
For the median home with 20% down at 7.11%, the payment is about $554 a month. Keeping that under 28% of gross income takes about $23,733 a year.
More about Portal
- Mortgage Refinance in Portal
- Debt Relief in Portal
- Home Equity Loans in Portal
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data