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Buying a home in Barwick, Georgia

The typical owner-occupied home in Barwick is worth about $52,500, 83% below the Georgia median of $303,300 and 84% below the national median of $332,700. Owners pay a median $580 a year in property taxes, about 1.10% of their home's value, higher than the Georgia rate of 0.77%. The median household earns $32,778 a year, so the median home costs 1.6 times the median income (3.9 times for Georgia). 73% of occupied homes here are lived in by their owners, and 31% of those owners still have a mortgage.

Barwick at a glance

Barwick Georgia U.S.
Median home value $52,500 $303,300 $332,700
Median property tax paid per year $580 $2,341 $3,119
Property tax as a share of value 1.10% 0.77% 0.94%
Median household income $32,778 $77,353 $80,734
Homes lived in by their owners 73% 66% 65%
Owner homes with a mortgage 31% 63% 61%
Median monthly costs, owners with a mortgage $1,083 $1,783 $1,963
Those costs as a share of the owners' income 18.0% 20.0% 21.0%
Median rent $783 $1,393 $1,413
Rent as a share of renters' income 20.0% 31.3% 30.6%
Median year homes were built 1985 1992 1980
Vacant homes 6.1% 10.3% 10.1%
Population 369 10,940,407 334,922,499

What a typical home costs per month in Barwick

At this week's average 30-year rate of 7.11%, buying the median Barwick home of $52,500 with 20% down costs about $353 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $440, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $15,109 for the 20%-down payment. That payment is 13% of the median Barwick household income of $32,778; at that income and 20% down, the 28% guideline points to a home of about $114,000.

The median rent here is $783 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$10,500
Loan amount$42,000
Principal and interest$283
Property taxes (1.10% a year)$48
Homeowners insurance (our estimate, 0.5% a year)$22
PMI$0
Total per month$353

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3.5% down, 30-year FHA loan
Down payment$1,838
Loan amount$51,549
Principal and interest$347
Property taxes (1.10% a year)$48
Homeowners insurance (our estimate, 0.5% a year)$22
FHA mortgage insurance$23
Total per month$440

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Questions about home buying in Barwick

What is the median home value in Barwick?

About $52,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Barwick?

Homeowners pay a median $580 a year, which is about 1.10% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Barwick?

For the median home with 20% down at 7.11%, the payment is about $353 a month. Keeping that under 28% of gross income takes about $15,109 a year.

More about Barwick

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data