The typical owner-occupied home in Hortense is worth about $156,700, 48% below the Georgia median of $303,300 and 53% below the national median of $332,700. Owners pay a median $1,135 a year in property taxes, about 0.72% of their home's value, lower than the Georgia rate of 0.77%. 100% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Hortense at a glance
| Hortense | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $156,700 | $303,300 | $332,700 |
| Median property tax paid per year | $1,135 | $2,341 | $3,119 |
| Property tax as a share of value | 0.72% | 0.77% | 0.94% |
| Median household income | – | $77,353 | $80,734 |
| Homes lived in by their owners | 100% | 66% | 65% |
| Owner homes with a mortgage | 68% | 63% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,783 | $1,963 |
| Median rent | – | $1,393 | $1,413 |
| Median year homes were built | 1978 | 1992 | 1980 |
| Vacant homes | 64.5% | 10.3% | 10.1% |
| Population | 136 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Hortense
At this week's average 30-year rate of 7.11%, buying the median Hortense home of $156,700 with 20% down costs about $1,003 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,264, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,969 for the 20%-down payment.
| Down payment | $31,340 |
|---|---|
| Loan amount | $125,360 |
| Principal and interest | $843 |
| Property taxes (0.72% a year) | $94 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| PMI | $0 |
| Total per month | $1,003 |
Change the numbers in the calculator
| Down payment | $5,484 |
|---|---|
| Loan amount | $153,862 |
| Principal and interest | $1,035 |
| Property taxes (0.72% a year) | $94 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| FHA mortgage insurance | $69 |
| Total per month | $1,264 |
Change the numbers in the calculator
Questions about home buying in Hortense
What is the median home value in Hortense?
About $156,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hortense?
Homeowners pay a median $1,135 a year, which is about 0.72% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hortense?
For the median home with 20% down at 7.11%, the payment is about $1,003 a month. Keeping that under 28% of gross income takes about $42,969 a year.
More about Hortense
- Mortgage Refinance in Hortense
- Debt Relief in Hortense
- Home Equity Loans in Hortense
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data