The typical owner-occupied home in Surrency is worth about $72,400, 76% below the Georgia median of $303,300 and 78% below the national median of $332,700. Owners pay a median $489 a year in property taxes, about 0.68% of their home's value, lower than the Georgia rate of 0.77%. The median household earns $33,333 a year, so the median home costs 2.2 times the median income (3.9 times for Georgia). 83% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.
Surrency at a glance
| Surrency | Georgia | U.S. | |
|---|---|---|---|
| Median home value | $72,400 | $303,300 | $332,700 |
| Median property tax paid per year | $489 | $2,341 | $3,119 |
| Property tax as a share of value | 0.68% | 0.77% | 0.94% |
| Median household income | $33,333 | $77,353 | $80,734 |
| Homes lived in by their owners | 83% | 66% | 65% |
| Owner homes with a mortgage | 17% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $963 | $1,783 | $1,963 |
| Those costs as a share of the owners' income | 32.5% | 20.0% | 21.0% |
| Median rent | – | $1,393 | $1,413 |
| Median year homes were built | 1977 | 1992 | 1980 |
| Vacant homes | 17.9% | 10.3% | 10.1% |
| Population | 163 | 10,940,407 | 334,922,499 |
What a typical home costs per month in Surrency
At this week's average 30-year rate of 7.11%, buying the median Surrency home of $72,400 with 20% down costs about $461 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $581, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,749 for the 20%-down payment. That payment is 17% of the median Surrency household income of $33,333; at that income and 20% down, the 28% guideline points to a home of about $122,000.
| Down payment | $14,480 |
|---|---|
| Loan amount | $57,920 |
| Principal and interest | $390 |
| Property taxes (0.68% a year) | $41 |
| Homeowners insurance (our estimate, 0.5% a year) | $30 |
| PMI | $0 |
| Total per month | $461 |
Change the numbers in the calculator
| Down payment | $2,534 |
|---|---|
| Loan amount | $71,089 |
| Principal and interest | $478 |
| Property taxes (0.68% a year) | $41 |
| Homeowners insurance (our estimate, 0.5% a year) | $30 |
| FHA mortgage insurance | $32 |
| Total per month | $581 |
Change the numbers in the calculator
Questions about home buying in Surrency
What is the median home value in Surrency?
About $72,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Surrency?
Homeowners pay a median $489 a year, which is about 0.68% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Surrency?
For the median home with 20% down at 7.11%, the payment is about $461 a month. Keeping that under 28% of gross income takes about $19,749 a year.
More about Surrency
- Mortgage Refinance in Surrency
- Debt Relief in Surrency
- Home Equity Loans in Surrency
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data