The typical owner-occupied home in Wilmerding is worth about $61,200, 76% below the Pennsylvania median of $254,500 and 82% below the national median of $332,700. Owners pay a median $1,477 a year in property taxes, about 2.41% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $36,467 a year, so the median home costs 1.7 times the median income (3.3 times for Pennsylvania). 34% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.
Wilmerding at a glance
| Wilmerding | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $61,200 | $254,500 | $332,700 |
| Median property tax paid per year | $1,477 | $3,311 | $3,119 |
| Property tax as a share of value | 2.41% | 1.30% | 0.94% |
| Median household income | $36,467 | $77,971 | $80,734 |
| Homes lived in by their owners | 34% | 69% | 65% |
| Owner homes with a mortgage | 44% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $874 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 14.9% | 19.4% | 21.0% |
| Median rent | $778 | $1,209 | $1,413 |
| Rent as a share of renters' income | 28.2% | 29.2% | 30.6% |
| Median year homes were built | 1961 | 1965 | 1980 |
| Vacant homes | 20.7% | 9.2% | 10.1% |
| Population | 1,761 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Wilmerding
At this week's average 30-year rate of 7.11%, buying the median Wilmerding home of $61,200 with 20% down costs about $478 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $580, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,476 for the 20%-down payment. That payment is 16% of the median Wilmerding household income of $36,467; at that income and 20% down, the 28% guideline points to a home of about $109,000.
The median rent here is $778 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $12,240 |
|---|---|
| Loan amount | $48,960 |
| Principal and interest | $329 |
| Property taxes (2.41% a year) | $123 |
| Homeowners insurance (our estimate, 0.5% a year) | $26 |
| PMI | $0 |
| Total per month | $478 |
Change the numbers in the calculator
| Down payment | $2,142 |
|---|---|
| Loan amount | $60,092 |
| Principal and interest | $404 |
| Property taxes (2.41% a year) | $123 |
| Homeowners insurance (our estimate, 0.5% a year) | $26 |
| FHA mortgage insurance | $27 |
| Total per month | $580 |
Change the numbers in the calculator
Questions about home buying in Wilmerding
What is the median home value in Wilmerding?
About $61,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Wilmerding?
Homeowners pay a median $1,477 a year, which is about 2.41% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Wilmerding?
For the median home with 20% down at 7.11%, the payment is about $478 a month. Keeping that under 28% of gross income takes about $20,476 a year.
More about Wilmerding
- Mortgage Refinance in Wilmerding
- Debt Relief in Wilmerding
- Home Equity Loans in Wilmerding
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data