The typical owner-occupied home in Gibsonia is worth about $347,900, 37% above the Pennsylvania median of $254,500 and 5% above the national median of $332,700. Owners pay a median $4,806 a year in property taxes, about 1.38% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $139,226 a year, so the median home costs 2.5 times the median income (3.3 times for Pennsylvania). 98% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.
Gibsonia at a glance
| Gibsonia | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $347,900 | $254,500 | $332,700 |
| Median property tax paid per year | $4,806 | $3,311 | $3,119 |
| Property tax as a share of value | 1.38% | 1.30% | 0.94% |
| Median household income | $139,226 | $77,971 | $80,734 |
| Homes lived in by their owners | 98% | 69% | 65% |
| Owner homes with a mortgage | 62% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,952 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 14.8% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1968 | 1965 | 1980 |
| Vacant homes | 1.6% | 9.2% | 10.1% |
| Population | 2,899 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Gibsonia
At this week's average 30-year rate of 7.11%, buying the median Gibsonia home of $347,900 with 20% down costs about $2,417 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,997, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $103,599 for the 20%-down payment. That payment is 21% of the median Gibsonia household income of $139,226; at that income and 20% down, the 28% guideline points to a home of about $468,000.
| Down payment | $69,580 |
|---|---|
| Loan amount | $278,320 |
| Principal and interest | $1,872 |
| Property taxes (1.38% a year) | $400 |
| Homeowners insurance (our estimate, 0.5% a year) | $145 |
| PMI | $0 |
| Total per month | $2,417 |
Change the numbers in the calculator
| Down payment | $12,176 |
|---|---|
| Loan amount | $341,599 |
| Principal and interest | $2,298 |
| Property taxes (1.38% a year) | $400 |
| Homeowners insurance (our estimate, 0.5% a year) | $145 |
| FHA mortgage insurance | $154 |
| Total per month | $2,997 |
Change the numbers in the calculator
Questions about home buying in Gibsonia
What is the median home value in Gibsonia?
About $347,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Gibsonia?
Homeowners pay a median $4,806 a year, which is about 1.38% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Gibsonia?
For the median home with 20% down at 7.11%, the payment is about $2,417 a month. Keeping that under 28% of gross income takes about $103,599 a year.
More about Gibsonia
- Mortgage Refinance in Gibsonia
- Debt Relief in Gibsonia
- Home Equity Loans in Gibsonia
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data