The typical owner-occupied home in Russellton is worth about $241,300, 5% below the Pennsylvania median of $254,500 and 27% below the national median of $332,700. Owners pay a median $3,599 a year in property taxes, about 1.49% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $71,786 a year, so the median home costs 3.4 times the median income (3.3 times for Pennsylvania). 76% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.
Russellton at a glance
| Russellton | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $241,300 | $254,500 | $332,700 |
| Median property tax paid per year | $3,599 | $3,311 | $3,119 |
| Property tax as a share of value | 1.49% | 1.30% | 0.94% |
| Median household income | $71,786 | $77,971 | $80,734 |
| Homes lived in by their owners | 76% | 69% | 65% |
| Owner homes with a mortgage | 23% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,438 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 31.8% | 19.4% | 21.0% |
| Median rent | $1,045 | $1,209 | $1,413 |
| Rent as a share of renters' income | 17.6% | 29.2% | 30.6% |
| Median year homes were built | 1954 | 1965 | 1980 |
| Vacant homes | 4.6% | 9.2% | 10.1% |
| Population | 1,333 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Russellton
At this week's average 30-year rate of 7.11%, buying the median Russellton home of $241,300 with 20% down costs about $1,699 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,101, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $72,804 for the 20%-down payment. That payment is 28% of the median Russellton household income of $71,786; at that income and 20% down, the 28% guideline points to a home of about $238,000.
The median rent here is $1,045 a month, so owning the median home costs about $654 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $48,260 |
|---|---|
| Loan amount | $193,040 |
| Principal and interest | $1,299 |
| Property taxes (1.49% a year) | $300 |
| Homeowners insurance (our estimate, 0.5% a year) | $101 |
| PMI | $0 |
| Total per month | $1,699 |
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| Down payment | $8,446 |
|---|---|
| Loan amount | $236,929 |
| Principal and interest | $1,594 |
| Property taxes (1.49% a year) | $300 |
| Homeowners insurance (our estimate, 0.5% a year) | $101 |
| FHA mortgage insurance | $107 |
| Total per month | $2,101 |
Change the numbers in the calculator
Questions about home buying in Russellton
What is the median home value in Russellton?
About $241,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Russellton?
Homeowners pay a median $3,599 a year, which is about 1.49% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Russellton?
For the median home with 20% down at 7.11%, the payment is about $1,699 a month. Keeping that under 28% of gross income takes about $72,804 a year.
More about Russellton
- Mortgage Refinance in Russellton
- Debt Relief in Russellton
- Home Equity Loans in Russellton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data