The typical owner-occupied home in Turtle Creek is worth about $84,900, 67% below the Pennsylvania median of $254,500 and 74% below the national median of $332,700. Owners pay a median $2,165 a year in property taxes, about 2.55% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $45,997 a year, so the median home costs 1.8 times the median income (3.3 times for Pennsylvania). 28% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.
Turtle Creek at a glance
| Turtle Creek | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $84,900 | $254,500 | $332,700 |
| Median property tax paid per year | $2,165 | $3,311 | $3,119 |
| Property tax as a share of value | 2.55% | 1.30% | 0.94% |
| Median household income | $45,997 | $77,971 | $80,734 |
| Homes lived in by their owners | 28% | 69% | 65% |
| Owner homes with a mortgage | 47% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,166 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 23.9% | 19.4% | 21.0% |
| Median rent | $682 | $1,209 | $1,413 |
| Rent as a share of renters' income | 21.6% | 29.2% | 30.6% |
| Median year homes were built | 1944 | 1965 | 1980 |
| Vacant homes | 11.5% | 9.2% | 10.1% |
| Population | 5,007 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Turtle Creek
At this week's average 30-year rate of 7.11%, buying the median Turtle Creek home of $84,900 with 20% down costs about $673 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $814, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,830 for the 20%-down payment. That payment is 18% of the median Turtle Creek household income of $45,997; at that income and 20% down, the 28% guideline points to a home of about $135,000.
The median rent here is $682 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $16,980 |
|---|---|
| Loan amount | $67,920 |
| Principal and interest | $457 |
| Property taxes (2.55% a year) | $180 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| PMI | $0 |
| Total per month | $673 |
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| Down payment | $2,972 |
|---|---|
| Loan amount | $83,362 |
| Principal and interest | $561 |
| Property taxes (2.55% a year) | $180 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| FHA mortgage insurance | $38 |
| Total per month | $814 |
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Questions about home buying in Turtle Creek
What is the median home value in Turtle Creek?
About $84,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Turtle Creek?
Homeowners pay a median $2,165 a year, which is about 2.55% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Turtle Creek?
For the median home with 20% down at 7.11%, the payment is about $673 a month. Keeping that under 28% of gross income takes about $28,830 a year.
More about Turtle Creek
- Mortgage Refinance in Turtle Creek
- Debt Relief in Turtle Creek
- Home Equity Loans in Turtle Creek
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data