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Buying a home in Buena Vista, Pennsylvania

The typical owner-occupied home in Buena Vista is worth about $47,600, 81% below the Pennsylvania median of $254,500 and 86% below the national median of $332,700. Owners pay a median $1,636 a year in property taxes, about 3.44% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $36,563 a year, so the median home costs 1.3 times the median income (3.3 times for Pennsylvania). 100% of occupied homes here are lived in by their owners, and 3% of those owners still have a mortgage.

Buena Vista at a glance

Buena Vista Pennsylvania U.S.
Median home value $47,600 $254,500 $332,700
Median property tax paid per year $1,636 $3,311 $3,119
Property tax as a share of value 3.44% 1.30% 0.94%
Median household income $36,563 $77,971 $80,734
Homes lived in by their owners 100% 69% 65%
Owner homes with a mortgage 3% 58% 61%
Median monthly costs, owners with a mortgage – $1,762 $1,963
Median rent – $1,209 $1,413
Median year homes were built 1946 1965 1980
Vacant homes 0.0% 9.2% 10.1%
Population 301 13,018,639 334,922,499

What a typical home costs per month in Buena Vista

At this week's average 30-year rate of 7.11%, buying the median Buena Vista home of $47,600 with 20% down costs about $412 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $492, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,677 for the 20%-down payment. That payment is 14% of the median Buena Vista household income of $36,563; at that income and 20% down, the 28% guideline points to a home of about $98,000.

20% down, 30-year conventional loan
Down payment$9,520
Loan amount$38,080
Principal and interest$256
Property taxes (3.44% a year)$136
Homeowners insurance (our estimate, 0.5% a year)$20
PMI$0
Total per month$412

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3.5% down, 30-year FHA loan
Down payment$1,666
Loan amount$46,738
Principal and interest$314
Property taxes (3.44% a year)$136
Homeowners insurance (our estimate, 0.5% a year)$20
FHA mortgage insurance$21
Total per month$492

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Questions about home buying in Buena Vista

What is the median home value in Buena Vista?

About $47,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Buena Vista?

Homeowners pay a median $1,636 a year, which is about 3.44% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Buena Vista?

For the median home with 20% down at 7.11%, the payment is about $412 a month. Keeping that under 28% of gross income takes about $17,677 a year.

More about Buena Vista

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data