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Buying a home in Bethel Park, Pennsylvania

The typical owner-occupied home in Bethel Park is worth about $273,400, 7% above the Pennsylvania median of $254,500 and 18% below the national median of $332,700. Owners pay a median $4,525 a year in property taxes, about 1.66% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $107,090 a year, so the median home costs 2.6 times the median income (3.3 times for Pennsylvania). 76% of occupied homes here are lived in by their owners, and 58% of those owners still have a mortgage.

Bethel Park at a glance

Bethel Park Pennsylvania U.S.
Median home value $273,400 $254,500 $332,700
Median property tax paid per year $4,525 $3,311 $3,119
Property tax as a share of value 1.66% 1.30% 0.94%
Median household income $107,090 $77,971 $80,734
Homes lived in by their owners 76% 69% 65%
Owner homes with a mortgage 58% 58% 61%
Median monthly costs, owners with a mortgage $1,902 $1,762 $1,963
Those costs as a share of the owners' income 17.3% 19.4% 21.0%
Median rent $1,311 $1,209 $1,413
Rent as a share of renters' income 24.7% 29.2% 30.6%
Median year homes were built 1965 1965 1980
Vacant homes 5.4% 9.2% 10.1%
Population 32,881 13,018,639 334,922,499

What a typical home costs per month in Bethel Park

At this week's average 30-year rate of 7.11%, buying the median Bethel Park home of $273,400 with 20% down costs about $1,963 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,419, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,148 for the 20%-down payment. That payment is 22% of the median Bethel Park household income of $107,090; at that income and 20% down, the 28% guideline points to a home of about $348,000.

The median rent here is $1,311 a month, so owning the median home costs about $652 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$54,680
Loan amount$218,720
Principal and interest$1,471
Property taxes (1.66% a year)$378
Homeowners insurance (our estimate, 0.5% a year)$114
PMI$0
Total per month$1,963

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3.5% down, 30-year FHA loan
Down payment$9,569
Loan amount$268,448
Principal and interest$1,806
Property taxes (1.66% a year)$378
Homeowners insurance (our estimate, 0.5% a year)$114
FHA mortgage insurance$121
Total per month$2,419

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Questions about home buying in Bethel Park

What is the median home value in Bethel Park?

About $273,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bethel Park?

Homeowners pay a median $4,525 a year, which is about 1.66% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bethel Park?

For the median home with 20% down at 7.11%, the payment is about $1,963 a month. Keeping that under 28% of gross income takes about $84,148 a year.

More about Bethel Park

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data