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Buying a home in Lehigh County, Pennsylvania

The typical owner-occupied home in Lehigh County is worth about $300,400, 18% above the Pennsylvania median of $254,500 and 10% below the national median of $332,700. Owners pay a median $4,651 a year in property taxes, about 1.55% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $80,079 a year, so the median home costs 3.8 times the median income (3.3 times for Pennsylvania). 66% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.

Lehigh County at a glance

Lehigh County Pennsylvania U.S.
Median home value $300,400 $254,500 $332,700
Median property tax paid per year $4,651 $3,311 $3,119
Property tax as a share of value 1.55% 1.30% 0.94%
Median household income $80,079 $77,971 $80,734
Homes lived in by their owners 66% 69% 65%
Owner homes with a mortgage 64% 58% 61%
Median monthly costs, owners with a mortgage $1,885 $1,762 $1,963
Those costs as a share of the owners' income 20.4% 19.4% 21.0%
Median rent $1,383 $1,209 $1,413
Rent as a share of renters' income 32.5% 29.2% 30.6%
Median year homes were built 1968 1965 1980
Vacant homes 4.5% 9.2% 10.1%
Population 378,792 13,018,639 334,922,499

What a typical home costs per month in Lehigh County

At this week's average 30-year rate of 7.11%, buying the median Lehigh County home of $300,400 with 20% down costs about $2,130 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,630, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $91,278 for the 20%-down payment. That payment is 32% of the median Lehigh County household income of $80,079; at that income and 20% down, the 28% guideline points to a home of about $264,000.

The median rent here is $1,383 a month, so owning the median home costs about $747 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$60,080
Loan amount$240,320
Principal and interest$1,617
Property taxes (1.55% a year)$388
Homeowners insurance (our estimate, 0.5% a year)$125
PMI$0
Total per month$2,130

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3.5% down, 30-year FHA loan
Down payment$10,514
Loan amount$294,959
Principal and interest$1,984
Property taxes (1.55% a year)$388
Homeowners insurance (our estimate, 0.5% a year)$125
FHA mortgage insurance$133
Total per month$2,630

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Questions about home buying in Lehigh County

What is the median home value in Lehigh County?

About $300,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Lehigh County?

Homeowners pay a median $4,651 a year, which is about 1.55% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Lehigh County?

For the median home with 20% down at 7.11%, the payment is about $2,130 a month. Keeping that under 28% of gross income takes about $91,278 a year.

More about Lehigh County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data