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Buying a home in Wyoming County, Pennsylvania

The typical owner-occupied home in Wyoming County is worth about $215,400, 15% below the Pennsylvania median of $254,500 and 35% below the national median of $332,700. Owners pay a median $2,817 a year in property taxes, about 1.31% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $72,460 a year, so the median home costs 3.0 times the median income (3.3 times for Pennsylvania). 78% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.

Wyoming County at a glance

Wyoming County Pennsylvania U.S.
Median home value $215,400 $254,500 $332,700
Median property tax paid per year $2,817 $3,311 $3,119
Property tax as a share of value 1.31% 1.30% 0.94%
Median household income $72,460 $77,971 $80,734
Homes lived in by their owners 78% 69% 65%
Owner homes with a mortgage 50% 58% 61%
Median monthly costs, owners with a mortgage $1,525 $1,762 $1,963
Those costs as a share of the owners' income 19.4% 19.4% 21.0%
Median rent $943 $1,209 $1,413
Rent as a share of renters' income 24.1% 29.2% 30.6%
Median year homes were built 1974 1965 1980
Vacant homes 15.4% 9.2% 10.1%
Population 25,967 13,018,639 334,922,499

What a typical home costs per month in Wyoming County

At this week's average 30-year rate of 7.11%, buying the median Wyoming County home of $215,400 with 20% down costs about $1,484 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,843, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,605 for the 20%-down payment. That payment is 25% of the median Wyoming County household income of $72,460; at that income and 20% down, the 28% guideline points to a home of about $245,000.

The median rent here is $943 a month, so owning the median home costs about $541 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$43,080
Loan amount$172,320
Principal and interest$1,159
Property taxes (1.31% a year)$235
Homeowners insurance (our estimate, 0.5% a year)$90
PMI$0
Total per month$1,484

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3.5% down, 30-year FHA loan
Down payment$7,539
Loan amount$211,499
Principal and interest$1,423
Property taxes (1.31% a year)$235
Homeowners insurance (our estimate, 0.5% a year)$90
FHA mortgage insurance$95
Total per month$1,843

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Questions about home buying in Wyoming County

What is the median home value in Wyoming County?

About $215,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Wyoming County?

Homeowners pay a median $2,817 a year, which is about 1.31% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Wyoming County?

For the median home with 20% down at 7.11%, the payment is about $1,484 a month. Keeping that under 28% of gross income takes about $63,605 a year.

More about Wyoming County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data