The typical owner-occupied home in Beaver County is worth about $190,900, 25% below the Pennsylvania median of $254,500 and 43% below the national median of $332,700. Owners pay a median $2,704 a year in property taxes, about 1.42% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $71,089 a year, so the median home costs 2.7 times the median income (3.3 times for Pennsylvania). 75% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Beaver County at a glance
| Beaver County | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $190,900 | $254,500 | $332,700 |
| Median property tax paid per year | $2,704 | $3,311 | $3,119 |
| Property tax as a share of value | 1.42% | 1.30% | 0.94% |
| Median household income | $71,089 | $77,971 | $80,734 |
| Homes lived in by their owners | 75% | 69% | 65% |
| Owner homes with a mortgage | 55% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,437 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 18.4% | 19.4% | 21.0% |
| Median rent | $890 | $1,209 | $1,413 |
| Rent as a share of renters' income | 26.8% | 29.2% | 30.6% |
| Median year homes were built | 1957 | 1965 | 1980 |
| Vacant homes | 8.9% | 9.2% | 10.1% |
| Population | 166,324 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Beaver County
At this week's average 30-year rate of 7.11%, buying the median Beaver County home of $190,900 with 20% down costs about $1,333 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,651, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,120 for the 20%-down payment. That payment is 22% of the median Beaver County household income of $71,089; at that income and 20% down, the 28% guideline points to a home of about $238,000.
The median rent here is $890 a month, so owning the median home costs about $443 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $38,180 |
|---|---|
| Loan amount | $152,720 |
| Principal and interest | $1,027 |
| Property taxes (1.42% a year) | $226 |
| Homeowners insurance (our estimate, 0.5% a year) | $80 |
| PMI | $0 |
| Total per month | $1,333 |
Change the numbers in the calculator
| Down payment | $6,682 |
|---|---|
| Loan amount | $187,442 |
| Principal and interest | $1,261 |
| Property taxes (1.42% a year) | $226 |
| Homeowners insurance (our estimate, 0.5% a year) | $80 |
| FHA mortgage insurance | $84 |
| Total per month | $1,651 |
Change the numbers in the calculator
Questions about home buying in Beaver County
What is the median home value in Beaver County?
About $190,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Beaver County?
Homeowners pay a median $2,704 a year, which is about 1.42% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Beaver County?
For the median home with 20% down at 7.11%, the payment is about $1,333 a month. Keeping that under 28% of gross income takes about $57,120 a year.
More about Beaver County
- Mortgage Refinance in Beaver County
- Debt Relief in Beaver County
- Home Equity Loans in Beaver County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data