The typical owner-occupied home in Bairdford is worth about $172,700, 32% below the Pennsylvania median of $254,500 and 48% below the national median of $332,700. Owners pay a median $2,738 a year in property taxes, about 1.59% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $68,929 a year, so the median home costs 2.5 times the median income (3.3 times for Pennsylvania). 85% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Bairdford at a glance
| Bairdford | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $172,700 | $254,500 | $332,700 |
| Median property tax paid per year | $2,738 | $3,311 | $3,119 |
| Property tax as a share of value | 1.59% | 1.30% | 0.94% |
| Median household income | $68,929 | $77,971 | $80,734 |
| Homes lived in by their owners | 85% | 69% | 65% |
| Owner homes with a mortgage | 38% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,398 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 16.8% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 0.0% | 9.2% | 10.1% |
| Population | 706 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Bairdford
At this week's average 30-year rate of 7.11%, buying the median Bairdford home of $172,700 with 20% down costs about $1,230 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,518, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,723 for the 20%-down payment. That payment is 21% of the median Bairdford household income of $68,929; at that income and 20% down, the 28% guideline points to a home of about $226,000.
| Down payment | $34,540 |
|---|---|
| Loan amount | $138,160 |
| Principal and interest | $929 |
| Property taxes (1.59% a year) | $229 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| PMI | $0 |
| Total per month | $1,230 |
Change the numbers in the calculator
| Down payment | $6,044 |
|---|---|
| Loan amount | $169,572 |
| Principal and interest | $1,141 |
| Property taxes (1.59% a year) | $229 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| FHA mortgage insurance | $76 |
| Total per month | $1,518 |
Change the numbers in the calculator
Questions about home buying in Bairdford
What is the median home value in Bairdford?
About $172,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bairdford?
Homeowners pay a median $2,738 a year, which is about 1.59% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bairdford?
For the median home with 20% down at 7.11%, the payment is about $1,230 a month. Keeping that under 28% of gross income takes about $52,723 a year.
More about Bairdford
- Mortgage Refinance in Bairdford
- Debt Relief in Bairdford
- Home Equity Loans in Bairdford
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data