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Buying a home in Crawford County, Pennsylvania

The typical owner-occupied home in Crawford County is worth about $153,200, 40% below the Pennsylvania median of $254,500 and 54% below the national median of $332,700. Owners pay a median $2,064 a year in property taxes, about 1.35% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $60,476 a year, so the median home costs 2.5 times the median income (3.3 times for Pennsylvania). 75% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Crawford County at a glance

Crawford County Pennsylvania U.S.
Median home value $153,200 $254,500 $332,700
Median property tax paid per year $2,064 $3,311 $3,119
Property tax as a share of value 1.35% 1.30% 0.94%
Median household income $60,476 $77,971 $80,734
Homes lived in by their owners 75% 69% 65%
Owner homes with a mortgage 48% 58% 61%
Median monthly costs, owners with a mortgage $1,210 $1,762 $1,963
Those costs as a share of the owners' income 18.3% 19.4% 21.0%
Median rent $802 $1,209 $1,413
Rent as a share of renters' income 28.0% 29.2% 30.6%
Median year homes were built 1966 1965 1980
Vacant homes 19.7% 9.2% 10.1%
Population 82,716 13,018,639 334,922,499

What a typical home costs per month in Crawford County

At this week's average 30-year rate of 7.11%, buying the median Crawford County home of $153,200 with 20% down costs about $1,061 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,316, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,456 for the 20%-down payment. That payment is 21% of the median Crawford County household income of $60,476; at that income and 20% down, the 28% guideline points to a home of about $204,000.

The median rent here is $802 a month, so owning the median home costs about $259 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$30,640
Loan amount$122,560
Principal and interest$824
Property taxes (1.35% a year)$172
Homeowners insurance (our estimate, 0.5% a year)$64
PMI$0
Total per month$1,061

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3.5% down, 30-year FHA loan
Down payment$5,362
Loan amount$150,425
Principal and interest$1,012
Property taxes (1.35% a year)$172
Homeowners insurance (our estimate, 0.5% a year)$64
FHA mortgage insurance$68
Total per month$1,316

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Questions about home buying in Crawford County

What is the median home value in Crawford County?

About $153,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Crawford County?

Homeowners pay a median $2,064 a year, which is about 1.35% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Crawford County?

For the median home with 20% down at 7.11%, the payment is about $1,061 a month. Keeping that under 28% of gross income takes about $45,456 a year.

More about Crawford County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data