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Buying a home in Sewickley, Pennsylvania

The typical owner-occupied home in Sewickley is worth about $464,300, 82% above the Pennsylvania median of $254,500 and 40% above the national median of $332,700. Owners pay a median $7,025 a year in property taxes, about 1.51% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $101,053 a year, so the median home costs 4.6 times the median income (3.3 times for Pennsylvania). 68% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.

Sewickley at a glance

Sewickley Pennsylvania U.S.
Median home value $464,300 $254,500 $332,700
Median property tax paid per year $7,025 $3,311 $3,119
Property tax as a share of value 1.51% 1.30% 0.94%
Median household income $101,053 $77,971 $80,734
Homes lived in by their owners 68% 69% 65%
Owner homes with a mortgage 63% 58% 61%
Median monthly costs, owners with a mortgage $2,712 $1,762 $1,963
Those costs as a share of the owners' income 17.9% 19.4% 21.0%
Median rent $955 $1,209 $1,413
Rent as a share of renters' income 31.1% 29.2% 30.6%
Median year homes were built 1938 1965 1980
Vacant homes 14.2% 9.2% 10.1%
Population 3,823 13,018,639 334,922,499

What a typical home costs per month in Sewickley

At this week's average 30-year rate of 7.11%, buying the median Sewickley home of $464,300 with 20% down costs about $3,276 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,050, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $140,417 for the 20%-down payment. That payment is 39% of the median Sewickley household income of $101,053; at that income and 20% down, the 28% guideline points to a home of about $334,000.

The median rent here is $955 a month, so owning the median home costs about $2,321 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$92,860
Loan amount$371,440
Principal and interest$2,499
Property taxes (1.51% a year)$584
Homeowners insurance (our estimate, 0.5% a year)$193
PMI$0
Total per month$3,276

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3.5% down, 30-year FHA loan
Down payment$16,250
Loan amount$455,890
Principal and interest$3,067
Property taxes (1.51% a year)$584
Homeowners insurance (our estimate, 0.5% a year)$193
FHA mortgage insurance$205
Total per month$4,050

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Questions about home buying in Sewickley

What is the median home value in Sewickley?

About $464,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sewickley?

Homeowners pay a median $7,025 a year, which is about 1.51% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sewickley?

For the median home with 20% down at 7.11%, the payment is about $3,276 a month. Keeping that under 28% of gross income takes about $140,417 a year.

More about Sewickley

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data