The typical owner-occupied home in Pitcairn is worth about $59,300, 77% below the Pennsylvania median of $254,500 and 82% below the national median of $332,700. Owners pay a median $1,118 a year in property taxes, about 1.89% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $36,419 a year, so the median home costs 1.6 times the median income (3.3 times for Pennsylvania). 39% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.
Pitcairn at a glance
| Pitcairn | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $59,300 | $254,500 | $332,700 |
| Median property tax paid per year | $1,118 | $3,311 | $3,119 |
| Property tax as a share of value | 1.89% | 1.30% | 0.94% |
| Median household income | $36,419 | $77,971 | $80,734 |
| Homes lived in by their owners | 39% | 69% | 65% |
| Owner homes with a mortgage | 53% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $853 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 17.7% | 19.4% | 21.0% |
| Median rent | $772 | $1,209 | $1,413 |
| Rent as a share of renters' income | 28.4% | 29.2% | 30.6% |
| Median year homes were built | 1957 | 1965 | 1980 |
| Vacant homes | 18.6% | 9.2% | 10.1% |
| Population | 3,032 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Pitcairn
At this week's average 30-year rate of 7.11%, buying the median Pitcairn home of $59,300 with 20% down costs about $437 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $536, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,739 for the 20%-down payment. That payment is 14% of the median Pitcairn household income of $36,419; at that income and 20% down, the 28% guideline points to a home of about $115,000.
The median rent here is $772 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $11,860 |
|---|---|
| Loan amount | $47,440 |
| Principal and interest | $319 |
| Property taxes (1.89% a year) | $93 |
| Homeowners insurance (our estimate, 0.5% a year) | $25 |
| PMI | $0 |
| Total per month | $437 |
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| Down payment | $2,076 |
|---|---|
| Loan amount | $58,226 |
| Principal and interest | $392 |
| Property taxes (1.89% a year) | $93 |
| Homeowners insurance (our estimate, 0.5% a year) | $25 |
| FHA mortgage insurance | $26 |
| Total per month | $536 |
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Questions about home buying in Pitcairn
What is the median home value in Pitcairn?
About $59,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pitcairn?
Homeowners pay a median $1,118 a year, which is about 1.89% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pitcairn?
For the median home with 20% down at 7.11%, the payment is about $437 a month. Keeping that under 28% of gross income takes about $18,739 a year.
More about Pitcairn
- Mortgage Refinance in Pitcairn
- Debt Relief in Pitcairn
- Home Equity Loans in Pitcairn
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data