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Buying a home in Tuscarora, Pennsylvania

The typical owner-occupied home in Tuscarora is worth about $105,500, 59% below the Pennsylvania median of $254,500 and 68% below the national median of $332,700. Owners pay a median $1,331 a year in property taxes, about 1.26% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $71,071 a year, so the median home costs 1.5 times the median income (3.3 times for Pennsylvania). 83% of occupied homes here are lived in by their owners, and 22% of those owners still have a mortgage.

Tuscarora at a glance

Tuscarora Pennsylvania U.S.
Median home value $105,500 $254,500 $332,700
Median property tax paid per year $1,331 $3,311 $3,119
Property tax as a share of value 1.26% 1.30% 0.94%
Median household income $71,071 $77,971 $80,734
Homes lived in by their owners 83% 69% 65%
Owner homes with a mortgage 22% 58% 61%
Median monthly costs, owners with a mortgage $1,192 $1,762 $1,963
Those costs as a share of the owners' income 13.7% 19.4% 21.0%
Median rent $1,289 $1,209 $1,413
Rent as a share of renters' income 19.2% 29.2% 30.6%
Median year homes were built 1938 1965 1980
Vacant homes 1.3% 9.2% 10.1%
Population 452 13,018,639 334,922,499

What a typical home costs per month in Tuscarora

At this week's average 30-year rate of 7.11%, buying the median Tuscarora home of $105,500 with 20% down costs about $722 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $898, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,964 for the 20%-down payment. That payment is 12% of the median Tuscarora household income of $71,071; at that income and 20% down, the 28% guideline points to a home of about $242,000.

The median rent here is $1,289 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$21,100
Loan amount$84,400
Principal and interest$568
Property taxes (1.26% a year)$111
Homeowners insurance (our estimate, 0.5% a year)$44
PMI$0
Total per month$722

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3.5% down, 30-year FHA loan
Down payment$3,692
Loan amount$103,589
Principal and interest$697
Property taxes (1.26% a year)$111
Homeowners insurance (our estimate, 0.5% a year)$44
FHA mortgage insurance$47
Total per month$898

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Questions about home buying in Tuscarora

What is the median home value in Tuscarora?

About $105,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Tuscarora?

Homeowners pay a median $1,331 a year, which is about 1.26% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Tuscarora?

For the median home with 20% down at 7.11%, the payment is about $722 a month. Keeping that under 28% of gross income takes about $30,964 a year.

More about Tuscarora

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data