The typical owner-occupied home in Hegins is worth about $211,300, 17% below the Pennsylvania median of $254,500 and 36% below the national median of $332,700. Owners pay a median $1,427 a year in property taxes, about 0.68% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $93,994 a year, so the median home costs 2.2 times the median income (3.3 times for Pennsylvania). 86% of occupied homes here are lived in by their owners, and 33% of those owners still have a mortgage.
Hegins at a glance
| Hegins | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $211,300 | $254,500 | $332,700 |
| Median property tax paid per year | $1,427 | $3,311 | $3,119 |
| Property tax as a share of value | 0.68% | 1.30% | 0.94% |
| Median household income | $93,994 | $77,971 | $80,734 |
| Homes lived in by their owners | 86% | 69% | 65% |
| Owner homes with a mortgage | 33% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,250 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 17.1% | 19.4% | 21.0% |
| Median rent | $765 | $1,209 | $1,413 |
| Rent as a share of renters' income | 17.2% | 29.2% | 30.6% |
| Median year homes were built | 1961 | 1965 | 1980 |
| Vacant homes | 1.5% | 9.2% | 10.1% |
| Population | 1,088 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Hegins
At this week's average 30-year rate of 7.11%, buying the median Hegins home of $211,300 with 20% down costs about $1,345 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,697, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,639 for the 20%-down payment. That payment is 17% of the median Hegins household income of $93,994; at that income and 20% down, the 28% guideline points to a home of about $345,000.
The median rent here is $765 a month, so owning the median home costs about $580 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $42,260 |
|---|---|
| Loan amount | $169,040 |
| Principal and interest | $1,137 |
| Property taxes (0.68% a year) | $120 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| PMI | $0 |
| Total per month | $1,345 |
Change the numbers in the calculator
| Down payment | $7,396 |
|---|---|
| Loan amount | $207,473 |
| Principal and interest | $1,396 |
| Property taxes (0.68% a year) | $120 |
| Homeowners insurance (our estimate, 0.5% a year) | $88 |
| FHA mortgage insurance | $93 |
| Total per month | $1,697 |
Change the numbers in the calculator
Questions about home buying in Hegins
What is the median home value in Hegins?
About $211,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hegins?
Homeowners pay a median $1,427 a year, which is about 0.68% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hegins?
For the median home with 20% down at 7.11%, the payment is about $1,345 a month. Keeping that under 28% of gross income takes about $57,639 a year.
More about Hegins
- Mortgage Refinance in Hegins
- Debt Relief in Hegins
- Home Equity Loans in Hegins
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data