The typical owner-occupied home in Minersville is worth about $82,300, 68% below the Pennsylvania median of $254,500 and 75% below the national median of $332,700. Owners pay a median $1,633 a year in property taxes, about 1.98% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $53,416 a year, so the median home costs 1.5 times the median income (3.3 times for Pennsylvania). 49% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Minersville at a glance
| Minersville | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $82,300 | $254,500 | $332,700 |
| Median property tax paid per year | $1,633 | $3,311 | $3,119 |
| Property tax as a share of value | 1.98% | 1.30% | 0.94% |
| Median household income | $53,416 | $77,971 | $80,734 |
| Homes lived in by their owners | 49% | 69% | 65% |
| Owner homes with a mortgage | 26% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,226 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 19.2% | 19.4% | 21.0% |
| Median rent | $782 | $1,209 | $1,413 |
| Rent as a share of renters' income | 23.0% | 29.2% | 30.6% |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 18.6% | 9.2% | 10.1% |
| Population | 4,396 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Minersville
At this week's average 30-year rate of 7.11%, buying the median Minersville home of $82,300 with 20% down costs about $613 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $750, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,271 for the 20%-down payment. That payment is 14% of the median Minersville household income of $53,416; at that income and 20% down, the 28% guideline points to a home of about $167,000.
The median rent here is $782 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $16,460 |
|---|---|
| Loan amount | $65,840 |
| Principal and interest | $443 |
| Property taxes (1.98% a year) | $136 |
| Homeowners insurance (our estimate, 0.5% a year) | $34 |
| PMI | $0 |
| Total per month | $613 |
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| Down payment | $2,880 |
|---|---|
| Loan amount | $80,809 |
| Principal and interest | $544 |
| Property taxes (1.98% a year) | $136 |
| Homeowners insurance (our estimate, 0.5% a year) | $34 |
| FHA mortgage insurance | $36 |
| Total per month | $750 |
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Questions about home buying in Minersville
What is the median home value in Minersville?
About $82,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Minersville?
Homeowners pay a median $1,633 a year, which is about 1.98% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Minersville?
For the median home with 20% down at 7.11%, the payment is about $613 a month. Keeping that under 28% of gross income takes about $26,271 a year.
More about Minersville
- Mortgage Refinance in Minersville
- Debt Relief in Minersville
- Home Equity Loans in Minersville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data