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Buying a home in Branchdale, Pennsylvania

The typical owner-occupied home in Branchdale is worth about $71,900, 72% below the Pennsylvania median of $254,500 and 78% below the national median of $332,700. Owners pay a median $979 a year in property taxes, about 1.36% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $32,188 a year, so the median home costs 2.2 times the median income (3.3 times for Pennsylvania). 73% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.

Branchdale at a glance

Branchdale Pennsylvania U.S.
Median home value $71,900 $254,500 $332,700
Median property tax paid per year $979 $3,311 $3,119
Property tax as a share of value 1.36% 1.30% 0.94%
Median household income $32,188 $77,971 $80,734
Homes lived in by their owners 73% 69% 65%
Owner homes with a mortgage 30% 58% 61%
Median monthly costs, owners with a mortgage $1,266 $1,762 $1,963
Those costs as a share of the owners' income 21.9% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1938 1965 1980
Vacant homes 2.9% 9.2% 10.1%
Population 379 13,018,639 334,922,499

What a typical home costs per month in Branchdale

At this week's average 30-year rate of 7.11%, buying the median Branchdale home of $71,900 with 20% down costs about $498 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $618, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,360 for the 20%-down payment. That payment is 19% of the median Branchdale household income of $32,188; at that income and 20% down, the 28% guideline points to a home of about $108,000.

20% down, 30-year conventional loan
Down payment$14,380
Loan amount$57,520
Principal and interest$387
Property taxes (1.36% a year)$81
Homeowners insurance (our estimate, 0.5% a year)$30
PMI$0
Total per month$498

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3.5% down, 30-year FHA loan
Down payment$2,516
Loan amount$70,598
Principal and interest$475
Property taxes (1.36% a year)$81
Homeowners insurance (our estimate, 0.5% a year)$30
FHA mortgage insurance$32
Total per month$618

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Questions about home buying in Branchdale

What is the median home value in Branchdale?

About $71,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Branchdale?

Homeowners pay a median $979 a year, which is about 1.36% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Branchdale?

For the median home with 20% down at 7.11%, the payment is about $498 a month. Keeping that under 28% of gross income takes about $21,360 a year.

More about Branchdale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data