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Buying a home in Friedensburg, Pennsylvania

The typical owner-occupied home in Friedensburg is worth about $188,500, 26% below the Pennsylvania median of $254,500 and 43% below the national median of $332,700. Owners pay a median $3,062 a year in property taxes, about 1.62% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $89,732 a year, so the median home costs 2.1 times the median income (3.3 times for Pennsylvania). 77% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.

Friedensburg at a glance

Friedensburg Pennsylvania U.S.
Median home value $188,500 $254,500 $332,700
Median property tax paid per year $3,062 $3,311 $3,119
Property tax as a share of value 1.62% 1.30% 0.94%
Median household income $89,732 $77,971 $80,734
Homes lived in by their owners 77% 69% 65%
Owner homes with a mortgage 47% 58% 61%
Median monthly costs, owners with a mortgage $1,902 $1,762 $1,963
Those costs as a share of the owners' income 29.3% 19.4% 21.0%
Median rent $1,080 $1,209 $1,413
Rent as a share of renters' income 13.9% 29.2% 30.6%
Median year homes were built 1978 1965 1980
Vacant homes 9.0% 9.2% 10.1%
Population 842 13,018,639 334,922,499

What a typical home costs per month in Friedensburg

At this week's average 30-year rate of 7.11%, buying the median Friedensburg home of $188,500 with 20% down costs about $1,347 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,661, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,748 for the 20%-down payment. That payment is 18% of the median Friedensburg household income of $89,732; at that income and 20% down, the 28% guideline points to a home of about $293,000.

The median rent here is $1,080 a month, so owning the median home costs about $267 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$37,700
Loan amount$150,800
Principal and interest$1,014
Property taxes (1.62% a year)$254
Homeowners insurance (our estimate, 0.5% a year)$79
PMI$0
Total per month$1,347

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3.5% down, 30-year FHA loan
Down payment$6,598
Loan amount$185,086
Principal and interest$1,245
Property taxes (1.62% a year)$254
Homeowners insurance (our estimate, 0.5% a year)$79
FHA mortgage insurance$83
Total per month$1,661

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Questions about home buying in Friedensburg

What is the median home value in Friedensburg?

About $188,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Friedensburg?

Homeowners pay a median $3,062 a year, which is about 1.62% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Friedensburg?

For the median home with 20% down at 7.11%, the payment is about $1,347 a month. Keeping that under 28% of gross income takes about $57,748 a year.

More about Friedensburg

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data