The typical owner-occupied home in Port Carbon is worth about $112,000, 56% below the Pennsylvania median of $254,500 and 66% below the national median of $332,700. Owners pay a median $1,679 a year in property taxes, about 1.50% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $61,182 a year, so the median home costs 1.8 times the median income (3.3 times for Pennsylvania). 77% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.
Port Carbon at a glance
| Port Carbon | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $112,000 | $254,500 | $332,700 |
| Median property tax paid per year | $1,679 | $3,311 | $3,119 |
| Property tax as a share of value | 1.50% | 1.30% | 0.94% |
| Median household income | $61,182 | $77,971 | $80,734 |
| Homes lived in by their owners | 77% | 69% | 65% |
| Owner homes with a mortgage | 41% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,117 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 16.5% | 19.4% | 21.0% |
| Median rent | $877 | $1,209 | $1,413 |
| Rent as a share of renters' income | 27.4% | 29.2% | 30.6% |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 9.6% | 9.2% | 10.1% |
| Population | 1,768 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Port Carbon
At this week's average 30-year rate of 7.11%, buying the median Port Carbon home of $112,000 with 20% down costs about $789 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $976, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,832 for the 20%-down payment. That payment is 15% of the median Port Carbon household income of $61,182; at that income and 20% down, the 28% guideline points to a home of about $203,000.
The median rent here is $877 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $22,400 |
|---|---|
| Loan amount | $89,600 |
| Principal and interest | $603 |
| Property taxes (1.50% a year) | $140 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| PMI | $0 |
| Total per month | $789 |
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| Down payment | $3,920 |
|---|---|
| Loan amount | $109,971 |
| Principal and interest | $740 |
| Property taxes (1.50% a year) | $140 |
| Homeowners insurance (our estimate, 0.5% a year) | $47 |
| FHA mortgage insurance | $50 |
| Total per month | $976 |
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Questions about home buying in Port Carbon
What is the median home value in Port Carbon?
About $112,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Port Carbon?
Homeowners pay a median $1,679 a year, which is about 1.50% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Port Carbon?
For the median home with 20% down at 7.11%, the payment is about $789 a month. Keeping that under 28% of gross income takes about $33,832 a year.
More about Port Carbon
- Mortgage Refinance in Port Carbon
- Debt Relief in Port Carbon
- Home Equity Loans in Port Carbon
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data