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Buying a home in Schuylkill Haven, Pennsylvania

The typical owner-occupied home in Schuylkill Haven is worth about $132,400, 48% below the Pennsylvania median of $254,500 and 60% below the national median of $332,700. Owners pay a median $1,766 a year in property taxes, about 1.33% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $54,167 a year, so the median home costs 2.4 times the median income (3.3 times for Pennsylvania). 67% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.

Schuylkill Haven at a glance

Schuylkill Haven Pennsylvania U.S.
Median home value $132,400 $254,500 $332,700
Median property tax paid per year $1,766 $3,311 $3,119
Property tax as a share of value 1.33% 1.30% 0.94%
Median household income $54,167 $77,971 $80,734
Homes lived in by their owners 67% 69% 65%
Owner homes with a mortgage 54% 58% 61%
Median monthly costs, owners with a mortgage $1,184 $1,762 $1,963
Those costs as a share of the owners' income 19.8% 19.4% 21.0%
Median rent $904 $1,209 $1,413
Rent as a share of renters' income 21.0% 29.2% 30.6%
Median year homes were built 1944 1965 1980
Vacant homes 11.6% 9.2% 10.1%
Population 5,253 13,018,639 334,922,499

What a typical home costs per month in Schuylkill Haven

At this week's average 30-year rate of 7.11%, buying the median Schuylkill Haven home of $132,400 with 20% down costs about $914 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,135, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $39,190 for the 20%-down payment. That payment is 20% of the median Schuylkill Haven household income of $54,167; at that income and 20% down, the 28% guideline points to a home of about $183,000.

The median rent here is $904 a month, so owning the median home costs about $10 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$26,480
Loan amount$105,920
Principal and interest$713
Property taxes (1.33% a year)$147
Homeowners insurance (our estimate, 0.5% a year)$55
PMI$0
Total per month$914

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3.5% down, 30-year FHA loan
Down payment$4,634
Loan amount$130,002
Principal and interest$875
Property taxes (1.33% a year)$147
Homeowners insurance (our estimate, 0.5% a year)$55
FHA mortgage insurance$59
Total per month$1,135

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Questions about home buying in Schuylkill Haven

What is the median home value in Schuylkill Haven?

About $132,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Schuylkill Haven?

Homeowners pay a median $1,766 a year, which is about 1.33% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Schuylkill Haven?

For the median home with 20% down at 7.11%, the payment is about $914 a month. Keeping that under 28% of gross income takes about $39,190 a year.

More about Schuylkill Haven

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data