The typical owner-occupied home in Morrowville is worth about $41,700, 81% below the Kansas median of $217,200 and 87% below the national median of $332,700. The median household earns $77,750 a year, so the median home costs 0.5 times the median income (2.9 times for Kansas). 83% of occupied homes here are lived in by their owners, and 18% of those owners still have a mortgage.
Morrowville at a glance
| Morrowville | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $41,700 | $217,200 | $332,700 |
| Median property tax paid per year | – | $2,798 | $3,119 |
| Median household income | $77,750 | $74,275 | $80,734 |
| Homes lived in by their owners | 83% | 67% | 65% |
| Owner homes with a mortgage | 18% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $650 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 12.5% | 19.4% | 21.0% |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 1944 | 1976 | 1980 |
| Vacant homes | 23.0% | 9.2% | 10.1% |
| Population | 96 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Morrowville
At this week's average 30-year rate of 7.11%, buying the median Morrowville home of $41,700 with 20% down costs about $280 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $349, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $12,000 for the 20%-down payment. That payment is 4% of the median Morrowville household income of $77,750; at that income and 20% down, the 28% guideline points to a home of about $270,000.
| Down payment | $8,340 |
|---|---|
| Loan amount | $33,360 |
| Principal and interest | $224 |
| Property taxes (1.10% a year) | $38 |
| Homeowners insurance (our estimate, 0.5% a year) | $17 |
| PMI | $0 |
| Total per month | $280 |
Change the numbers in the calculator
| Down payment | $1,460 |
|---|---|
| Loan amount | $40,945 |
| Principal and interest | $275 |
| Property taxes (1.10% a year) | $38 |
| Homeowners insurance (our estimate, 0.5% a year) | $17 |
| FHA mortgage insurance | $18 |
| Total per month | $349 |
Change the numbers in the calculator
Questions about home buying in Morrowville
What is the median home value in Morrowville?
About $41,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Morrowville?
For the median home with 20% down at 7.11%, the payment is about $280 a month. Keeping that under 28% of gross income takes about $12,000 a year.
More about Morrowville
- Mortgage Refinance in Morrowville
- Debt Relief in Morrowville
- Home Equity Loans in Morrowville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data