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Buying a home in Linn, Kansas

The typical owner-occupied home in Linn is worth about $108,800, 50% below the Kansas median of $217,200 and 67% below the national median of $332,700. Owners pay a median $1,493 a year in property taxes, about 1.37% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $74,432 a year, so the median home costs 1.5 times the median income (2.9 times for Kansas). 66% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.

Linn at a glance

Linn Kansas U.S.
Median home value $108,800 $217,200 $332,700
Median property tax paid per year $1,493 $2,798 $3,119
Property tax as a share of value 1.37% 1.29% 0.94%
Median household income $74,432 $74,275 $80,734
Homes lived in by their owners 66% 67% 65%
Owner homes with a mortgage 41% 57% 61%
Median monthly costs, owners with a mortgage $1,010 $1,689 $1,963
Those costs as a share of the owners' income 13.4% 19.4% 21.0%
Median rent $496 $1,060 $1,413
Rent as a share of renters' income 9.0% 27.1% 30.6%
Median year homes were built 1957 1976 1980
Vacant homes 6.6% 9.2% 10.1%
Population 470 2,947,197 334,922,499

What a typical home costs per month in Linn

At this week's average 30-year rate of 7.11%, buying the median Linn home of $108,800 with 20% down costs about $755 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $936, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,360 for the 20%-down payment. That payment is 12% of the median Linn household income of $74,432; at that income and 20% down, the 28% guideline points to a home of about $250,000.

The median rent here is $496 a month, so owning the median home costs about $259 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$21,760
Loan amount$87,040
Principal and interest$586
Property taxes (1.37% a year)$124
Homeowners insurance (our estimate, 0.5% a year)$45
PMI$0
Total per month$755

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3.5% down, 30-year FHA loan
Down payment$3,808
Loan amount$106,829
Principal and interest$719
Property taxes (1.37% a year)$124
Homeowners insurance (our estimate, 0.5% a year)$45
FHA mortgage insurance$48
Total per month$936

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Questions about home buying in Linn

What is the median home value in Linn?

About $108,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Linn?

Homeowners pay a median $1,493 a year, which is about 1.37% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Linn?

For the median home with 20% down at 7.11%, the payment is about $755 a month. Keeping that under 28% of gross income takes about $32,360 a year.

More about Linn

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data