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Buying a home in Brown County, Kansas

The typical owner-occupied home in Brown County is worth about $118,100, 46% below the Kansas median of $217,200 and 65% below the national median of $332,700. Owners pay a median $1,461 a year in property taxes, about 1.24% of their home's value, close to the Kansas rate of 1.29%. The median household earns $62,233 a year, so the median home costs 1.9 times the median income (2.9 times for Kansas). 76% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.

Brown County at a glance

Brown County Kansas U.S.
Median home value $118,100 $217,200 $332,700
Median property tax paid per year $1,461 $2,798 $3,119
Property tax as a share of value 1.24% 1.29% 0.94%
Median household income $62,233 $74,275 $80,734
Homes lived in by their owners 76% 67% 65%
Owner homes with a mortgage 41% 57% 61%
Median monthly costs, owners with a mortgage $1,293 $1,689 $1,963
Those costs as a share of the owners' income 18.1% 19.4% 21.0%
Median rent $646 $1,060 $1,413
Rent as a share of renters' income 23.2% 27.1% 30.6%
Median year homes were built 1964 1976 1980
Vacant homes 15.3% 9.2% 10.1%
Population 9,343 2,947,197 334,922,499

What a typical home costs per month in Brown County

At this week's average 30-year rate of 7.11%, buying the median Brown County home of $118,100 with 20% down costs about $807 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,004, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $34,578 for the 20%-down payment. That payment is 16% of the median Brown County household income of $62,233; at that income and 20% down, the 28% guideline points to a home of about $213,000.

The median rent here is $646 a month, so owning the median home costs about $161 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$23,620
Loan amount$94,480
Principal and interest$636
Property taxes (1.24% a year)$122
Homeowners insurance (our estimate, 0.5% a year)$49
PMI$0
Total per month$807

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3.5% down, 30-year FHA loan
Down payment$4,134
Loan amount$115,961
Principal and interest$780
Property taxes (1.24% a year)$122
Homeowners insurance (our estimate, 0.5% a year)$49
FHA mortgage insurance$52
Total per month$1,004

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Questions about home buying in Brown County

What is the median home value in Brown County?

About $118,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Brown County?

Homeowners pay a median $1,461 a year, which is about 1.24% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Brown County?

For the median home with 20% down at 7.11%, the payment is about $807 a month. Keeping that under 28% of gross income takes about $34,578 a year.

More about Brown County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data