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Buying a home in Chase County, Kansas

The typical owner-occupied home in Chase County is worth about $109,700, 49% below the Kansas median of $217,200 and 67% below the national median of $332,700. Owners pay a median $1,500 a year in property taxes, about 1.37% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $56,484 a year, so the median home costs 1.9 times the median income (2.9 times for Kansas). 73% of occupied homes here are lived in by their owners, and 32% of those owners still have a mortgage.

Chase County at a glance

Chase County Kansas U.S.
Median home value $109,700 $217,200 $332,700
Median property tax paid per year $1,500 $2,798 $3,119
Property tax as a share of value 1.37% 1.29% 0.94%
Median household income $56,484 $74,275 $80,734
Homes lived in by their owners 73% 67% 65%
Owner homes with a mortgage 32% 57% 61%
Median monthly costs, owners with a mortgage $1,161 $1,689 $1,963
Those costs as a share of the owners' income 18.9% 19.4% 21.0%
Median rent $825 $1,060 $1,413
Rent as a share of renters' income 21.8% 27.1% 30.6%
Median year homes were built 1958 1976 1980
Vacant homes 17.4% 9.2% 10.1%
Population 2,561 2,947,197 334,922,499

What a typical home costs per month in Chase County

At this week's average 30-year rate of 7.11%, buying the median Chase County home of $109,700 with 20% down costs about $761 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $944, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,628 for the 20%-down payment. That payment is 16% of the median Chase County household income of $56,484; at that income and 20% down, the 28% guideline points to a home of about $190,000.

The median rent here is $825 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$21,940
Loan amount$87,760
Principal and interest$590
Property taxes (1.37% a year)$125
Homeowners insurance (our estimate, 0.5% a year)$46
PMI$0
Total per month$761

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3.5% down, 30-year FHA loan
Down payment$3,840
Loan amount$107,713
Principal and interest$725
Property taxes (1.37% a year)$125
Homeowners insurance (our estimate, 0.5% a year)$46
FHA mortgage insurance$49
Total per month$944

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Questions about home buying in Chase County

What is the median home value in Chase County?

About $109,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Chase County?

Homeowners pay a median $1,500 a year, which is about 1.37% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Chase County?

For the median home with 20% down at 7.11%, the payment is about $761 a month. Keeping that under 28% of gross income takes about $32,628 a year.

More about Chase County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data