The typical owner-occupied home in Chautauqua County is worth about $65,500, 70% below the Kansas median of $217,200 and 80% below the national median of $332,700. Owners pay a median $991 a year in property taxes, about 1.51% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $56,438 a year, so the median home costs 1.2 times the median income (2.9 times for Kansas). 82% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.
Chautauqua County at a glance
| Chautauqua County | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $65,500 | $217,200 | $332,700 |
| Median property tax paid per year | $991 | $2,798 | $3,119 |
| Property tax as a share of value | 1.51% | 1.29% | 0.94% |
| Median household income | $56,438 | $74,275 | $80,734 |
| Homes lived in by their owners | 82% | 67% | 65% |
| Owner homes with a mortgage | 30% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,211 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 21.0% | 19.4% | 21.0% |
| Median rent | $708 | $1,060 | $1,413 |
| Rent as a share of renters' income | 26.0% | 27.1% | 30.6% |
| Median year homes were built | 1961 | 1976 | 1980 |
| Vacant homes | 31.3% | 9.2% | 10.1% |
| Population | 3,370 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Chautauqua County
At this week's average 30-year rate of 7.11%, buying the median Chautauqua County home of $65,500 with 20% down costs about $462 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $571, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,809 for the 20%-down payment. That payment is 10% of the median Chautauqua County household income of $56,438; at that income and 20% down, the 28% guideline points to a home of about $187,000.
The median rent here is $708 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $13,100 |
|---|---|
| Loan amount | $52,400 |
| Principal and interest | $352 |
| Property taxes (1.51% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $462 |
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| Down payment | $2,292 |
|---|---|
| Loan amount | $64,314 |
| Principal and interest | $433 |
| Property taxes (1.51% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $29 |
| Total per month | $571 |
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Questions about home buying in Chautauqua County
What is the median home value in Chautauqua County?
About $65,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Chautauqua County?
Homeowners pay a median $991 a year, which is about 1.51% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Chautauqua County?
For the median home with 20% down at 7.11%, the payment is about $462 a month. Keeping that under 28% of gross income takes about $19,809 a year.
More about Chautauqua County
- Mortgage Refinance in Chautauqua County
- Debt Relief in Chautauqua County
- Home Equity Loans in Chautauqua County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data