The typical owner-occupied home in Coffey County is worth about $157,400, 28% below the Kansas median of $217,200 and 53% below the national median of $332,700. Owners pay a median $1,717 a year in property taxes, about 1.09% of their home's value, lower than the Kansas rate of 1.29%. The median household earns $70,346 a year, so the median home costs 2.2 times the median income (2.9 times for Kansas). 76% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.
Coffey County at a glance
| Coffey County | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $157,400 | $217,200 | $332,700 |
| Median property tax paid per year | $1,717 | $2,798 | $3,119 |
| Property tax as a share of value | 1.09% | 1.29% | 0.94% |
| Median household income | $70,346 | $74,275 | $80,734 |
| Homes lived in by their owners | 76% | 67% | 65% |
| Owner homes with a mortgage | 46% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,376 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 19.1% | 19.4% | 21.0% |
| Median rent | $836 | $1,060 | $1,413 |
| Rent as a share of renters' income | 25.4% | 27.1% | 30.6% |
| Median year homes were built | 1970 | 1976 | 1980 |
| Vacant homes | 11.3% | 9.2% | 10.1% |
| Population | 8,308 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Coffey County
At this week's average 30-year rate of 7.11%, buying the median Coffey County home of $157,400 with 20% down costs about $1,056 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,318, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,241 for the 20%-down payment. That payment is 18% of the median Coffey County household income of $70,346; at that income and 20% down, the 28% guideline points to a home of about $245,000.
The median rent here is $836 a month, so owning the median home costs about $220 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,480 |
|---|---|
| Loan amount | $125,920 |
| Principal and interest | $847 |
| Property taxes (1.09% a year) | $143 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| PMI | $0 |
| Total per month | $1,056 |
Change the numbers in the calculator
| Down payment | $5,509 |
|---|---|
| Loan amount | $154,549 |
| Principal and interest | $1,040 |
| Property taxes (1.09% a year) | $143 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| FHA mortgage insurance | $70 |
| Total per month | $1,318 |
Change the numbers in the calculator
Questions about home buying in Coffey County
What is the median home value in Coffey County?
About $157,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Coffey County?
Homeowners pay a median $1,717 a year, which is about 1.09% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Coffey County?
For the median home with 20% down at 7.11%, the payment is about $1,056 a month. Keeping that under 28% of gross income takes about $45,241 a year.
More about Coffey County
- Mortgage Refinance in Coffey County
- Debt Relief in Coffey County
- Home Equity Loans in Coffey County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data