The typical owner-occupied home in Haddam is worth about $46,300, 79% below the Kansas median of $217,200 and 86% below the national median of $332,700. Owners pay a median $967 a year in property taxes, about 2.09% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $67,500 a year, so the median home costs 0.7 times the median income (2.9 times for Kansas). 91% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Haddam at a glance
| Haddam | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $46,300 | $217,200 | $332,700 |
| Median property tax paid per year | $967 | $2,798 | $3,119 |
| Property tax as a share of value | 2.09% | 1.29% | 0.94% |
| Median household income | $67,500 | $74,275 | $80,734 |
| Homes lived in by their owners | 91% | 67% | 65% |
| Owner homes with a mortgage | 38% | 57% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,689 | $1,963 |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 1938 | 1976 | 1980 |
| Vacant homes | 38.5% | 9.2% | 10.1% |
| Population | 118 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Haddam
At this week's average 30-year rate of 7.11%, buying the median Haddam home of $46,300 with 20% down costs about $349 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $426, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $14,961 for the 20%-down payment. That payment is 6% of the median Haddam household income of $67,500; at that income and 20% down, the 28% guideline points to a home of about $209,000.
| Down payment | $9,260 |
|---|---|
| Loan amount | $37,040 |
| Principal and interest | $249 |
| Property taxes (2.09% a year) | $81 |
| Homeowners insurance (our estimate, 0.5% a year) | $19 |
| PMI | $0 |
| Total per month | $349 |
Change the numbers in the calculator
| Down payment | $1,620 |
|---|---|
| Loan amount | $45,461 |
| Principal and interest | $306 |
| Property taxes (2.09% a year) | $81 |
| Homeowners insurance (our estimate, 0.5% a year) | $19 |
| FHA mortgage insurance | $20 |
| Total per month | $426 |
Change the numbers in the calculator
Questions about home buying in Haddam
What is the median home value in Haddam?
About $46,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Haddam?
Homeowners pay a median $967 a year, which is about 2.09% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Haddam?
For the median home with 20% down at 7.11%, the payment is about $349 a month. Keeping that under 28% of gross income takes about $14,961 a year.
More about Haddam
- Mortgage Refinance in Haddam
- Debt Relief in Haddam
- Home Equity Loans in Haddam
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data