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Buying a home in Butler County, Kansas

The typical owner-occupied home in Butler County is worth about $217,600, about the same as the Kansas median of $217,200 and 35% below the national median of $332,700. Owners pay a median $3,177 a year in property taxes, about 1.46% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $81,610 a year, so the median home costs 2.7 times the median income (2.9 times for Kansas). 78% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.

Butler County at a glance

Butler County Kansas U.S.
Median home value $217,600 $217,200 $332,700
Median property tax paid per year $3,177 $2,798 $3,119
Property tax as a share of value 1.46% 1.29% 0.94%
Median household income $81,610 $74,275 $80,734
Homes lived in by their owners 78% 67% 65%
Owner homes with a mortgage 62% 57% 61%
Median monthly costs, owners with a mortgage $1,689 $1,689 $1,963
Those costs as a share of the owners' income 19.5% 19.4% 21.0%
Median rent $956 $1,060 $1,413
Rent as a share of renters' income 26.7% 27.1% 30.6%
Median year homes were built 1984 1976 1980
Vacant homes 7.8% 9.2% 10.1%
Population 68,287 2,947,197 334,922,499

What a typical home costs per month in Butler County

At this week's average 30-year rate of 7.11%, buying the median Butler County home of $217,600 with 20% down costs about $1,526 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,889, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $65,420 for the 20%-down payment. That payment is 22% of the median Butler County household income of $81,610; at that income and 20% down, the 28% guideline points to a home of about $271,000.

The median rent here is $956 a month, so owning the median home costs about $570 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$43,520
Loan amount$174,080
Principal and interest$1,171
Property taxes (1.46% a year)$265
Homeowners insurance (our estimate, 0.5% a year)$91
PMI$0
Total per month$1,526

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3.5% down, 30-year FHA loan
Down payment$7,616
Loan amount$213,659
Principal and interest$1,437
Property taxes (1.46% a year)$265
Homeowners insurance (our estimate, 0.5% a year)$91
FHA mortgage insurance$96
Total per month$1,889

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Questions about home buying in Butler County

What is the median home value in Butler County?

About $217,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Butler County?

Homeowners pay a median $3,177 a year, which is about 1.46% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Butler County?

For the median home with 20% down at 7.11%, the payment is about $1,526 a month. Keeping that under 28% of gross income takes about $65,420 a year.

More about Butler County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data