The typical owner-occupied home in Sedgwick County is worth about $203,300, 6% below the Kansas median of $217,200 and 39% below the national median of $332,700. Owners pay a median $2,461 a year in property taxes, about 1.21% of their home's value, lower than the Kansas rate of 1.29%. The median household earns $69,365 a year, so the median home costs 2.9 times the median income (2.9 times for Kansas). 63% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
Sedgwick County at a glance
| Sedgwick County | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $203,300 | $217,200 | $332,700 |
| Median property tax paid per year | $2,461 | $2,798 | $3,119 |
| Property tax as a share of value | 1.21% | 1.29% | 0.94% |
| Median household income | $69,365 | $74,275 | $80,734 |
| Homes lived in by their owners | 63% | 67% | 65% |
| Owner homes with a mortgage | 61% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,564 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 19.3% | 19.4% | 21.0% |
| Median rent | $998 | $1,060 | $1,413 |
| Rent as a share of renters' income | 27.4% | 27.1% | 30.6% |
| Median year homes were built | 1978 | 1976 | 1980 |
| Vacant homes | 9.2% | 9.2% | 10.1% |
| Population | 528,226 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Sedgwick County
At this week's average 30-year rate of 7.11%, buying the median Sedgwick County home of $203,300 with 20% down costs about $1,384 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,722, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $59,305 for the 20%-down payment. That payment is 24% of the median Sedgwick County household income of $69,365; at that income and 20% down, the 28% guideline points to a home of about $238,000.
The median rent here is $998 a month, so owning the median home costs about $386 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $40,660 |
|---|---|
| Loan amount | $162,640 |
| Principal and interest | $1,094 |
| Property taxes (1.21% a year) | $205 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| PMI | $0 |
| Total per month | $1,384 |
Change the numbers in the calculator
| Down payment | $7,116 |
|---|---|
| Loan amount | $199,618 |
| Principal and interest | $1,343 |
| Property taxes (1.21% a year) | $205 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| FHA mortgage insurance | $90 |
| Total per month | $1,722 |
Change the numbers in the calculator
Questions about home buying in Sedgwick County
What is the median home value in Sedgwick County?
About $203,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Sedgwick County?
Homeowners pay a median $2,461 a year, which is about 1.21% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Sedgwick County?
For the median home with 20% down at 7.11%, the payment is about $1,384 a month. Keeping that under 28% of gross income takes about $59,305 a year.
More about Sedgwick County
- Mortgage Refinance in Sedgwick County
- Debt Relief in Sedgwick County
- Home Equity Loans in Sedgwick County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data