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Buying a home in Greeley County, Kansas

The typical owner-occupied home in Greeley County is worth about $115,200, 47% below the Kansas median of $217,200 and 65% below the national median of $332,700. Owners pay a median $2,178 a year in property taxes, about 1.89% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $80,565 a year, so the median home costs 1.4 times the median income (2.9 times for Kansas). 75% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.

Greeley County at a glance

Greeley County Kansas U.S.
Median home value $115,200 $217,200 $332,700
Median property tax paid per year $2,178 $2,798 $3,119
Property tax as a share of value 1.89% 1.29% 0.94%
Median household income $80,565 $74,275 $80,734
Homes lived in by their owners 75% 67% 65%
Owner homes with a mortgage 34% 57% 61%
Median monthly costs, owners with a mortgage $1,404 $1,689 $1,963
Those costs as a share of the owners' income 19.2% 19.4% 21.0%
Median rent $794 $1,060 $1,413
Rent as a share of renters' income 18.4% 27.1% 30.6%
Median year homes were built 1966 1976 1980
Vacant homes 17.9% 9.2% 10.1%
Population 1,304 2,947,197 334,922,499

What a typical home costs per month in Greeley County

At this week's average 30-year rate of 7.11%, buying the median Greeley County home of $115,200 with 20% down costs about $849 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,041, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $36,403 for the 20%-down payment. That payment is 13% of the median Greeley County household income of $80,565; at that income and 20% down, the 28% guideline points to a home of about $255,000.

The median rent here is $794 a month, so owning the median home costs about $55 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$23,040
Loan amount$92,160
Principal and interest$620
Property taxes (1.89% a year)$181
Homeowners insurance (our estimate, 0.5% a year)$48
PMI$0
Total per month$849

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3.5% down, 30-year FHA loan
Down payment$4,032
Loan amount$113,113
Principal and interest$761
Property taxes (1.89% a year)$181
Homeowners insurance (our estimate, 0.5% a year)$48
FHA mortgage insurance$51
Total per month$1,041

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Questions about home buying in Greeley County

What is the median home value in Greeley County?

About $115,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Greeley County?

Homeowners pay a median $2,178 a year, which is about 1.89% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Greeley County?

For the median home with 20% down at 7.11%, the payment is about $849 a month. Keeping that under 28% of gross income takes about $36,403 a year.

More about Greeley County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data