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Buying a home in Norton County, Kansas

The typical owner-occupied home in Norton County is worth about $101,500, 53% below the Kansas median of $217,200 and 69% below the national median of $332,700. Owners pay a median $1,724 a year in property taxes, about 1.70% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $54,050 a year, so the median home costs 1.9 times the median income (2.9 times for Kansas). 76% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Norton County at a glance

Norton County Kansas U.S.
Median home value $101,500 $217,200 $332,700
Median property tax paid per year $1,724 $2,798 $3,119
Property tax as a share of value 1.70% 1.29% 0.94%
Median household income $54,050 $74,275 $80,734
Homes lived in by their owners 76% 67% 65%
Owner homes with a mortgage 48% 57% 61%
Median monthly costs, owners with a mortgage $1,107 $1,689 $1,963
Those costs as a share of the owners' income 20.3% 19.4% 21.0%
Median rent $609 $1,060 $1,413
Rent as a share of renters' income 24.5% 27.1% 30.6%
Median year homes were built 1957 1976 1980
Vacant homes 18.4% 9.2% 10.1%
Population 5,359 2,947,197 334,922,499

What a typical home costs per month in Norton County

At this week's average 30-year rate of 7.11%, buying the median Norton County home of $101,500 with 20% down costs about $732 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $901, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,385 for the 20%-down payment. That payment is 16% of the median Norton County household income of $54,050; at that income and 20% down, the 28% guideline points to a home of about $175,000.

The median rent here is $609 a month, so owning the median home costs about $123 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$20,300
Loan amount$81,200
Principal and interest$546
Property taxes (1.70% a year)$144
Homeowners insurance (our estimate, 0.5% a year)$42
PMI$0
Total per month$732

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3.5% down, 30-year FHA loan
Down payment$3,552
Loan amount$99,662
Principal and interest$670
Property taxes (1.70% a year)$144
Homeowners insurance (our estimate, 0.5% a year)$42
FHA mortgage insurance$45
Total per month$901

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Questions about home buying in Norton County

What is the median home value in Norton County?

About $101,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Norton County?

Homeowners pay a median $1,724 a year, which is about 1.70% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Norton County?

For the median home with 20% down at 7.11%, the payment is about $732 a month. Keeping that under 28% of gross income takes about $31,385 a year.

More about Norton County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data