Home / Home Buying by state / Kansas / Sumner County / Wellington

Buying a home in Wellington, Kansas

The typical owner-occupied home in Wellington is worth about $97,100, 55% below the Kansas median of $217,200 and 71% below the national median of $332,700. Owners pay a median $1,613 a year in property taxes, about 1.66% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $50,333 a year, so the median home costs 1.9 times the median income (2.9 times for Kansas). 62% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Wellington at a glance

Wellington Kansas U.S.
Median home value $97,100 $217,200 $332,700
Median property tax paid per year $1,613 $2,798 $3,119
Property tax as a share of value 1.66% 1.29% 0.94%
Median household income $50,333 $74,275 $80,734
Homes lived in by their owners 62% 67% 65%
Owner homes with a mortgage 48% 57% 61%
Median monthly costs, owners with a mortgage $1,419 $1,689 $1,963
Those costs as a share of the owners' income 20.7% 19.4% 21.0%
Median rent $733 $1,060 $1,413
Rent as a share of renters' income 23.4% 27.1% 30.6%
Median year homes were built 1956 1976 1980
Vacant homes 17.1% 9.2% 10.1%
Population 7,615 2,947,197 334,922,499

What a typical home costs per month in Wellington

At this week's average 30-year rate of 7.11%, buying the median Wellington home of $97,100 with 20% down costs about $697 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $859, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,886 for the 20%-down payment. That payment is 17% of the median Wellington household income of $50,333; at that income and 20% down, the 28% guideline points to a home of about $164,000.

The median rent here is $733 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$19,420
Loan amount$77,680
Principal and interest$523
Property taxes (1.66% a year)$134
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$697

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$3,398
Loan amount$95,341
Principal and interest$641
Property taxes (1.66% a year)$134
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$43
Total per month$859

Change the numbers in the calculator

Questions about home buying in Wellington

What is the median home value in Wellington?

About $97,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Wellington?

Homeowners pay a median $1,613 a year, which is about 1.66% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Wellington?

For the median home with 20% down at 7.11%, the payment is about $697 a month. Keeping that under 28% of gross income takes about $29,886 a year.

More about Wellington

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data