The typical owner-occupied home in Belle Plaine is worth about $123,900, 43% below the Kansas median of $217,200 and 63% below the national median of $332,700. Owners pay a median $2,156 a year in property taxes, about 1.74% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $63,214 a year, so the median home costs 2.0 times the median income (2.9 times for Kansas). 56% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
Belle Plaine at a glance
| Belle Plaine | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $123,900 | $217,200 | $332,700 |
| Median property tax paid per year | $2,156 | $2,798 | $3,119 |
| Property tax as a share of value | 1.74% | 1.29% | 0.94% |
| Median household income | $63,214 | $74,275 | $80,734 |
| Homes lived in by their owners | 56% | 67% | 65% |
| Owner homes with a mortgage | 61% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,151 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 16.5% | 19.4% | 21.0% |
| Median rent | $711 | $1,060 | $1,413 |
| Rent as a share of renters' income | 23.5% | 27.1% | 30.6% |
| Median year homes were built | 1955 | 1976 | 1980 |
| Vacant homes | 14.4% | 9.2% | 10.1% |
| Population | 1,449 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Belle Plaine
At this week's average 30-year rate of 7.11%, buying the median Belle Plaine home of $123,900 with 20% down costs about $898 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,104, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $38,489 for the 20%-down payment. That payment is 17% of the median Belle Plaine household income of $63,214; at that income and 20% down, the 28% guideline points to a home of about $203,000.
The median rent here is $711 a month, so owning the median home costs about $187 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $24,780 |
|---|---|
| Loan amount | $99,120 |
| Principal and interest | $667 |
| Property taxes (1.74% a year) | $180 |
| Homeowners insurance (our estimate, 0.5% a year) | $52 |
| PMI | $0 |
| Total per month | $898 |
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| Down payment | $4,336 |
|---|---|
| Loan amount | $121,656 |
| Principal and interest | $818 |
| Property taxes (1.74% a year) | $180 |
| Homeowners insurance (our estimate, 0.5% a year) | $52 |
| FHA mortgage insurance | $55 |
| Total per month | $1,104 |
Change the numbers in the calculator
Questions about home buying in Belle Plaine
What is the median home value in Belle Plaine?
About $123,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Belle Plaine?
Homeowners pay a median $2,156 a year, which is about 1.74% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Belle Plaine?
For the median home with 20% down at 7.11%, the payment is about $898 a month. Keeping that under 28% of gross income takes about $38,489 a year.
More about Belle Plaine
- Mortgage Refinance in Belle Plaine
- Debt Relief in Belle Plaine
- Home Equity Loans in Belle Plaine
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data