The typical owner-occupied home in Geuda Springs is worth about $86,300, 60% below the Kansas median of $217,200 and 74% below the national median of $332,700. The median household earns $51,528 a year, so the median home costs 1.7 times the median income (2.9 times for Kansas). 91% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.
Geuda Springs at a glance
| Geuda Springs | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $86,300 | $217,200 | $332,700 |
| Median property tax paid per year | – | $2,798 | $3,119 |
| Median household income | $51,528 | $74,275 | $80,734 |
| Homes lived in by their owners | 91% | 67% | 65% |
| Owner homes with a mortgage | 35% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,164 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 21.3% | 19.4% | 21.0% |
| Median rent | $235 | $1,060 | $1,413 |
| Rent as a share of renters' income | 11.3% | 27.1% | 30.6% |
| Median year homes were built | 1987 | 1976 | 1980 |
| Vacant homes | 12.4% | 9.2% | 10.1% |
| Population | 223 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Geuda Springs
At this week's average 30-year rate of 7.11%, buying the median Geuda Springs home of $86,300 with 20% down costs about $580 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $723, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,836 for the 20%-down payment. That payment is 13% of the median Geuda Springs household income of $51,528; at that income and 20% down, the 28% guideline points to a home of about $179,000.
The median rent here is $235 a month, so owning the median home costs about $345 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $17,260 |
|---|---|
| Loan amount | $69,040 |
| Principal and interest | $464 |
| Property taxes (1.10% a year) | $79 |
| Homeowners insurance (our estimate, 0.5% a year) | $36 |
| PMI | $0 |
| Total per month | $580 |
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| Down payment | $3,020 |
|---|---|
| Loan amount | $84,737 |
| Principal and interest | $570 |
| Property taxes (1.10% a year) | $79 |
| Homeowners insurance (our estimate, 0.5% a year) | $36 |
| FHA mortgage insurance | $38 |
| Total per month | $723 |
Change the numbers in the calculator
Questions about home buying in Geuda Springs
What is the median home value in Geuda Springs?
About $86,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Geuda Springs?
For the median home with 20% down at 7.11%, the payment is about $580 a month. Keeping that under 28% of gross income takes about $24,836 a year.
More about Geuda Springs
- Mortgage Refinance in Geuda Springs
- Debt Relief in Geuda Springs
- Home Equity Loans in Geuda Springs
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data