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Buying a home in West Dennis, Massachusetts

The typical owner-occupied home in West Dennis is worth about $644,800, 15% above the Massachusetts median of $562,100 and 94% above the national median of $332,700. Owners pay a median $3,471 a year in property taxes, about 0.54% of their home's value, lower than the Massachusetts rate of 1.07%. The median household earns $95,758 a year, so the median home costs 6.7 times the median income (5.4 times for Massachusetts). 75% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.

West Dennis at a glance

West Dennis Massachusetts U.S.
Median home value $644,800 $562,100 $332,700
Median property tax paid per year $3,471 $5,992 $3,119
Property tax as a share of value 0.54% 1.07% 0.94%
Median household income $95,758 $103,960 $80,734
Homes lived in by their owners 75% 63% 65%
Owner homes with a mortgage 50% 66% 61%
Median monthly costs, owners with a mortgage $2,238 $2,726 $1,963
Those costs as a share of the owners' income 22.3% 21.9% 21.0%
Median rent $1,593 $1,762 $1,413
Rent as a share of renters' income 34.3% 30.9% 30.6%
Median year homes were built 1963 1964 1980
Vacant homes 57.2% 8.1% 10.1%
Population 2,556 7,044,056 334,922,499

What a typical home costs per month in West Dennis

At this week's average 30-year rate of 7.11%, buying the median West Dennis home of $644,800 with 20% down costs about $4,029 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,103, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $172,668 for the 20%-down payment. That payment is 50% of the median West Dennis household income of $95,758; at that income and 20% down, the 28% guideline points to a home of about $358,000.

The median rent here is $1,593 a month, so owning the median home costs about $2,436 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$128,960
Loan amount$515,840
Principal and interest$3,470
Property taxes (0.54% a year)$290
Homeowners insurance (our estimate, 0.5% a year)$269
PMI$0
Total per month$4,029

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3.5% down, 30-year FHA loan
Down payment$22,568
Loan amount$633,121
Principal and interest$4,259
Property taxes (0.54% a year)$290
Homeowners insurance (our estimate, 0.5% a year)$269
FHA mortgage insurance$285
Total per month$5,103

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Questions about home buying in West Dennis

What is the median home value in West Dennis?

About $644,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in West Dennis?

Homeowners pay a median $3,471 a year, which is about 0.54% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in West Dennis?

For the median home with 20% down at 7.11%, the payment is about $4,029 a month. Keeping that under 28% of gross income takes about $172,668 a year.

More about West Dennis

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data