The typical owner-occupied home in Brewster is worth about $858,100, 53% above the Massachusetts median of $562,100 and 2.6 times the national median of $332,700. Owners pay a median $4,892 a year in property taxes, about 0.57% of their home's value, lower than the Massachusetts rate of 1.07%. The median household earns $113,214 a year, so the median home costs 7.6 times the median income (5.4 times for Massachusetts). 80% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.
Brewster at a glance
| Brewster | Massachusetts | U.S. | |
|---|---|---|---|
| Median home value | $858,100 | $562,100 | $332,700 |
| Median property tax paid per year | $4,892 | $5,992 | $3,119 |
| Property tax as a share of value | 0.57% | 1.07% | 0.94% |
| Median household income | $113,214 | $103,960 | $80,734 |
| Homes lived in by their owners | 80% | 63% | 65% |
| Owner homes with a mortgage | 56% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,199 | $2,726 | $1,963 |
| Those costs as a share of the owners' income | 25.2% | 21.9% | 21.0% |
| Median rent | $1,276 | $1,762 | $1,413 |
| Rent as a share of renters' income | 29.4% | 30.9% | 30.6% |
| Median year homes were built | 1979 | 1964 | 1980 |
| Vacant homes | 62.9% | 8.1% | 10.1% |
| Population | 1,994 | 7,044,056 | 334,922,499 |
What a typical home costs per month in Brewster
At this week's average 30-year rate of 7.11%, buying the median Brewster home of $858,100 with 20% down costs about $5,383 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,951, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $230,706 for the 20%-down payment. That payment is 57% of the median Brewster household income of $113,214; at that income and 20% down, the 28% guideline points to a home of about $421,000.
The median rent here is $1,276 a month, so owning the median home costs about $4,107 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $171,620 |
|---|---|
| Loan amount | $686,480 |
| Principal and interest | $4,618 |
| Property taxes (0.57% a year) | $408 |
| Homeowners insurance (our estimate, 0.5% a year) | $358 |
| PMI | $0 |
| Total per month | $5,383 |
Change the numbers in the calculator
| Down payment | $30,034 |
|---|---|
| Loan amount | $842,558 |
| Principal and interest | $5,668 |
| Property taxes (0.57% a year) | $408 |
| Homeowners insurance (our estimate, 0.5% a year) | $358 |
| FHA mortgage insurance | $518 |
| Total per month | $6,951 |
Change the numbers in the calculator
Questions about home buying in Brewster
What is the median home value in Brewster?
About $858,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Brewster?
Homeowners pay a median $4,892 a year, which is about 0.57% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Brewster?
For the median home with 20% down at 7.11%, the payment is about $5,383 a month. Keeping that under 28% of gross income takes about $230,706 a year.
More about Brewster
- Mortgage Refinance in Brewster
- Debt Relief in Brewster
- Home Equity Loans in Brewster
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data