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Buying a home in Plymouth County, Massachusetts

The typical owner-occupied home in Plymouth County is worth about $556,000, about the same as the Massachusetts median of $562,100 and 67% above the national median of $332,700. Owners pay a median $6,502 a year in property taxes, about 1.17% of their home's value, higher than the Massachusetts rate of 1.07%. The median household earns $114,201 a year, so the median home costs 4.9 times the median income (5.4 times for Massachusetts). 78% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.

Plymouth County at a glance

Plymouth County Massachusetts U.S.
Median home value $556,000 $562,100 $332,700
Median property tax paid per year $6,502 $5,992 $3,119
Property tax as a share of value 1.17% 1.07% 0.94%
Median household income $114,201 $103,960 $80,734
Homes lived in by their owners 78% 63% 65%
Owner homes with a mortgage 69% 66% 61%
Median monthly costs, owners with a mortgage $2,799 $2,726 $1,963
Those costs as a share of the owners' income 22.6% 21.9% 21.0%
Median rent $1,747 $1,762 $1,413
Rent as a share of renters' income 32.5% 30.9% 30.6%
Median year homes were built 1971 1964 1980
Vacant homes 6.9% 8.1% 10.1%
Population 535,075 7,044,056 334,922,499

What a typical home costs per month in Plymouth County

At this week's average 30-year rate of 7.11%, buying the median Plymouth County home of $556,000 with 20% down costs about $3,766 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,692, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $161,399 for the 20%-down payment. That payment is 40% of the median Plymouth County household income of $114,201; at that income and 20% down, the 28% guideline points to a home of about $393,000.

The median rent here is $1,747 a month, so owning the median home costs about $2,019 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$111,200
Loan amount$444,800
Principal and interest$2,992
Property taxes (1.17% a year)$542
Homeowners insurance (our estimate, 0.5% a year)$232
PMI$0
Total per month$3,766

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3.5% down, 30-year FHA loan
Down payment$19,460
Loan amount$545,929
Principal and interest$3,672
Property taxes (1.17% a year)$542
Homeowners insurance (our estimate, 0.5% a year)$232
FHA mortgage insurance$246
Total per month$4,692

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Questions about home buying in Plymouth County

What is the median home value in Plymouth County?

About $556,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Plymouth County?

Homeowners pay a median $6,502 a year, which is about 1.17% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Plymouth County?

For the median home with 20% down at 7.11%, the payment is about $3,766 a month. Keeping that under 28% of gross income takes about $161,399 a year.

More about Plymouth County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data