The typical owner-occupied home in Harwich Port is worth about $815,500, 45% above the Massachusetts median of $562,100 and 2.5 times the national median of $332,700. Owners pay a median $5,827 a year in property taxes, about 0.71% of their home's value, lower than the Massachusetts rate of 1.07%. The median household earns $70,761 a year, so the median home costs 11.5 times the median income (5.4 times for Massachusetts). 76% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.
Harwich Port at a glance
| Harwich Port | Massachusetts | U.S. | |
|---|---|---|---|
| Median home value | $815,500 | $562,100 | $332,700 |
| Median property tax paid per year | $5,827 | $5,992 | $3,119 |
| Property tax as a share of value | 0.71% | 1.07% | 0.94% |
| Median household income | $70,761 | $103,960 | $80,734 |
| Homes lived in by their owners | 76% | 63% | 65% |
| Owner homes with a mortgage | 51% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,168 | $2,726 | $1,963 |
| Those costs as a share of the owners' income | 27.8% | 21.9% | 21.0% |
| Median rent | – | $1,762 | $1,413 |
| Rent as a share of renters' income | 32.3% | 30.9% | 30.6% |
| Median year homes were built | 1961 | 1964 | 1980 |
| Vacant homes | 51.1% | 8.1% | 10.1% |
| Population | 2,238 | 7,044,056 | 334,922,499 |
What a typical home costs per month in Harwich Port
At this week's average 30-year rate of 7.11%, buying the median Harwich Port home of $815,500 with 20% down costs about $5,211 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $6,701, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $223,330 for the 20%-down payment. That payment is 88% of the median Harwich Port household income of $70,761; at that income and 20% down, the 28% guideline points to a home of about $258,000.
| Down payment | $163,100 |
|---|---|
| Loan amount | $652,400 |
| Principal and interest | $4,389 |
| Property taxes (0.71% a year) | $482 |
| Homeowners insurance (our estimate, 0.5% a year) | $340 |
| PMI | $0 |
| Total per month | $5,211 |
Change the numbers in the calculator
| Down payment | $28,542 |
|---|---|
| Loan amount | $800,729 |
| Principal and interest | $5,387 |
| Property taxes (0.71% a year) | $482 |
| Homeowners insurance (our estimate, 0.5% a year) | $340 |
| FHA mortgage insurance | $492 |
| Total per month | $6,701 |
Change the numbers in the calculator
Questions about home buying in Harwich Port
What is the median home value in Harwich Port?
About $815,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Harwich Port?
Homeowners pay a median $5,827 a year, which is about 0.71% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Harwich Port?
For the median home with 20% down at 7.11%, the payment is about $5,211 a month. Keeping that under 28% of gross income takes about $223,330 a year.
More about Harwich Port
- Mortgage Refinance in Harwich Port
- Debt Relief in Harwich Port
- Home Equity Loans in Harwich Port
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data