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Buying a home in Dennis, Massachusetts

The typical owner-occupied home in Dennis is worth about $944,500, 68% above the Massachusetts median of $562,100 and 2.8 times the national median of $332,700. Owners pay a median $3,894 a year in property taxes, about 0.41% of their home's value, lower than the Massachusetts rate of 1.07%. The median household earns $109,882 a year, so the median home costs 8.6 times the median income (5.4 times for Massachusetts). 86% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.

Dennis at a glance

Dennis Massachusetts U.S.
Median home value $944,500 $562,100 $332,700
Median property tax paid per year $3,894 $5,992 $3,119
Property tax as a share of value 0.41% 1.07% 0.94%
Median household income $109,882 $103,960 $80,734
Homes lived in by their owners 86% 63% 65%
Owner homes with a mortgage 42% 66% 61%
Median monthly costs, owners with a mortgage $2,136 $2,726 $1,963
Those costs as a share of the owners' income 24.0% 21.9% 21.0%
Median rent $1,199 $1,762 $1,413
Rent as a share of renters' income 23.3% 30.9% 30.6%
Median year homes were built 1975 1964 1980
Vacant homes 51.9% 8.1% 10.1%
Population 2,424 7,044,056 334,922,499

What a typical home costs per month in Dennis

At this week's average 30-year rate of 7.11%, buying the median Dennis home of $944,500 with 20% down costs about $5,799 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $7,525, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $248,538 for the 20%-down payment. That payment is 63% of the median Dennis household income of $109,882; at that income and 20% down, the 28% guideline points to a home of about $418,000.

The median rent here is $1,199 a month, so owning the median home costs about $4,600 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$188,900
Loan amount$755,600
Principal and interest$5,083
Property taxes (0.41% a year)$323
Homeowners insurance (our estimate, 0.5% a year)$394
PMI$0
Total per month$5,799

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3.5% down, 30-year FHA loan
Down payment$33,058
Loan amount$927,393
Principal and interest$6,239
Property taxes (0.41% a year)$323
Homeowners insurance (our estimate, 0.5% a year)$394
FHA mortgage insurance$570
Total per month$7,525

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Questions about home buying in Dennis

What is the median home value in Dennis?

About $944,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Dennis?

Homeowners pay a median $3,894 a year, which is about 0.41% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Dennis?

For the median home with 20% down at 7.11%, the payment is about $5,799 a month. Keeping that under 28% of gross income takes about $248,538 a year.

More about Dennis

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data