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Buying a home in East Sandwich, Massachusetts

The typical owner-occupied home in East Sandwich is worth about $689,000, 23% above the Massachusetts median of $562,100 and 2.1 times the national median of $332,700. Owners pay a median $7,164 a year in property taxes, about 1.04% of their home's value, close to the Massachusetts rate of 1.07%. The median household earns $115,000 a year, so the median home costs 6.0 times the median income (5.4 times for Massachusetts). 90% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.

East Sandwich at a glance

East Sandwich Massachusetts U.S.
Median home value $689,000 $562,100 $332,700
Median property tax paid per year $7,164 $5,992 $3,119
Property tax as a share of value 1.04% 1.07% 0.94%
Median household income $115,000 $103,960 $80,734
Homes lived in by their owners 90% 63% 65%
Owner homes with a mortgage 64% 66% 61%
Median monthly costs, owners with a mortgage $3,185 $2,726 $1,963
Those costs as a share of the owners' income 25.1% 21.9% 21.0%
Median rent $1,637 $1,762 $1,413
Rent as a share of renters' income 28.5% 30.9% 30.6%
Median year homes were built 1979 1964 1980
Vacant homes 25.7% 8.1% 10.1%
Population 3,864 7,044,056 334,922,499

What a typical home costs per month in East Sandwich

At this week's average 30-year rate of 7.11%, buying the median East Sandwich home of $689,000 with 20% down costs about $4,592 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,740, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $196,808 for the 20%-down payment. That payment is 48% of the median East Sandwich household income of $115,000; at that income and 20% down, the 28% guideline points to a home of about $403,000.

The median rent here is $1,637 a month, so owning the median home costs about $2,955 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$137,800
Loan amount$551,200
Principal and interest$3,708
Property taxes (1.04% a year)$597
Homeowners insurance (our estimate, 0.5% a year)$287
PMI$0
Total per month$4,592

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3.5% down, 30-year FHA loan
Down payment$24,115
Loan amount$676,520
Principal and interest$4,551
Property taxes (1.04% a year)$597
Homeowners insurance (our estimate, 0.5% a year)$287
FHA mortgage insurance$305
Total per month$5,740

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Questions about home buying in East Sandwich

What is the median home value in East Sandwich?

About $689,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in East Sandwich?

Homeowners pay a median $7,164 a year, which is about 1.04% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in East Sandwich?

For the median home with 20% down at 7.11%, the payment is about $4,592 a month. Keeping that under 28% of gross income takes about $196,808 a year.

More about East Sandwich

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data